Alan Clark

Williams Mullen

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Latest Publications


CFPB Announces Launch of Home Mortgage Disclosure Act Rulemaking Process

On February 7th, the Consumer Financial Protection Bureau (CFPB) announced plans to begin the rulemaking process to significantly expand the scope of Home Mortgage Disclosure Act (HMDA) data reporting. The Dodd-Frank Act...more

2/21/2014 - CFPB Dodd-Frank HMDA Mortgages

CFPB Issues RESPA-TILA Integrated Disclosures Final Rule

On November 20, 2013, the Consumer Financial Protection Bureau (the “CFPB”) issued the RESPA-TILA Integrated Disclosures Final Rule. The 1,888 page rule will become effective for applications taken on or after August 1, 2015,...more

1/10/2014 - CFPB Dodd-Frank Mortgages RESPA Reverse Mortgages TILA

Banking Agencies Publish Supplemental Final Rules on Dodd-Frank Requirements for Appraisals for Higher-Risk Mortgage Loans

On Thursday, December 26, 2013, the Office of the Comptroller of the Currency, Board of Governors of the Federal Reserve System, National Credit Union Administration, Bureau of Consumer Financial Protection (the “Bureau”),...more

1/3/2014 - Dodd-Frank FDIC Federal Reserve Mortgages OCC Regulation Z TILA

CFPB Updates Mortgage Rules Readiness Guide

The Consumer Financial Protection Bureau (the “CFPB”) recently issued the 2013 CFPB Dodd-Frank Mortgage Rules Readiness Guide, Version 2.0. The guide updates the original version, published in July 2013, and summarizes the...more

1/3/2014 - CFPB Dodd-Frank Mortgages RESPA TILA

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