Alan Clark

Alan Clark

Williams Mullen

Contact  |  View Bio  |  RSS

Latest Publications


CFPB Proposal May Eliminate Requirement to Mail Annual Privacy Notice

On May 7th, the Consumer Financial Protection Bureau (CFPB) announced a proposed rule that would allow financial institutions to post annual privacy notices online, potentially eliminating the current requirement to provide...more

5/21/2014 - CFPB FCRA Gramm-Leach-Blilely Act Notice Requirements Privacy Laws Privacy Policy

CFPB Proposes Amendments to Mortgage Rules

On April 30th, the Consumer Financial Protection Bureau (CFPB) announced certain limited amendments to the Ability to Repay/Qualified Mortgage Rule (“ATR/QM”) and the Servicing Rules which took effect in January of this year....more

5/20/2014 - CFPB Mortgage Servicers Mortgages Qualified Mortgage Rule

CFPB Issues Proposed Rules Amending Regulation E to Extend the Deadline for Disclosure of Transaction Pricing Estimates

On Friday, April 25, the Consumer Financial Protection Bureau (the “Bureau”) published proposed rules and a request for public comment in the Federal Register to amend certain of its final rules on remittance transfers...more

4/29/2014 - CFPB Disclosure Requirements Electronic Fund Transfer Act Proposed Regulation Public Comment Regulation E Remittance Transfer Rule

Banking Agencies Issue Proposed Rules for Appraisal Management Companies, as Required under Dodd-Frank

On Wednesday, April 9, 2014, the Office of the Comptroller of the Currency, the Federal Reserve System, the Federal Deposit Insurance Corporation, the Consumer Financial Protection Bureau and the Federal Housing Finance...more

4/25/2014 - Appraisal Management Companies Banks CFPB Compliance Dodd-Frank FDIC Federal Reserve FHFA OCC

CFPB Announces Launch of Home Mortgage Disclosure Act Rulemaking Process

On February 7th, the Consumer Financial Protection Bureau (CFPB) announced plans to begin the rulemaking process to significantly expand the scope of Home Mortgage Disclosure Act (HMDA) data reporting. The Dodd-Frank Act...more

2/21/2014 - CFPB Dodd-Frank HMDA Mortgages

CFPB Issues RESPA-TILA Integrated Disclosures Final Rule

On November 20, 2013, the Consumer Financial Protection Bureau (the “CFPB”) issued the RESPA-TILA Integrated Disclosures Final Rule. The 1,888 page rule will become effective for applications taken on or after August 1, 2015,...more

1/10/2014 - CFPB Dodd-Frank Mortgages RESPA Reverse Mortgages TILA

Banking Agencies Publish Supplemental Final Rules on Dodd-Frank Requirements for Appraisals for Higher-Risk Mortgage Loans

On Thursday, December 26, 2013, the Office of the Comptroller of the Currency, Board of Governors of the Federal Reserve System, National Credit Union Administration, Bureau of Consumer Financial Protection (the “Bureau”),...more

1/3/2014 - Dodd-Frank FDIC Federal Reserve Mortgages OCC Regulation Z TILA

CFPB Updates Mortgage Rules Readiness Guide

The Consumer Financial Protection Bureau (the “CFPB”) recently issued the 2013 CFPB Dodd-Frank Mortgage Rules Readiness Guide, Version 2.0. The guide updates the original version, published in July 2013, and summarizes the...more

1/3/2014 - CFPB Dodd-Frank Mortgages RESPA TILA

8 Results
View per page
Page: of 1