Andrew Sandler

Andrew Sandler

BuckleySandler LLP

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Latest Publications


Disparate Impact In Fair Lending: A Theory Without A Basis And The Law Of Unintended Consequences

The disparate impact theory of discrimination allows the government or a private plaintiff to establish discrimination based solely on the outcome of a neutral policy, without having to prove any actual intent to...more

3/31/2014 - Anti-Discrimination Policies Discrimination Disparate Impact Fair Lending FHA SCOTUS

Supreme Court and Congress Focus on Mandatory Pre-Dispute Arbitration Agreements: The Debate Continues

This article, reprinted from the Westlaw Journal, Corporate Officers & Directors Liability, discusses mandatory pre-dispute arbitration clauses in consumer financial services contracts and the Supreme Court's April 2011...more


The Financial Services Reform Act: Leading or following enhanced consumer protection?

"The financial crisis spawned by the confluence of rapid real estate price appreciation and easy mortgage credit paved the way for The Wall Street Reform and Consumer Protection Act, HR 4173 (aka the Dodd-Frank Reform Act),...more


The impending storm: post-preemption state consumer protection enforcement

"In the past three years, litigation between states and national lenders has increased dramatically, resulting in high dollar settlements and unprecedented involvement by state officials in lenders' business operations....more


Credit and Payment Cards in Focus: Regulatory, Enforcement, and Litigation Risk Update

The risk of litigation for card issuers has been heightened by a proposed UDAP rule, issued by federal regulators, that breaks new ground by prohibiting a wide range of fees and finance-charge practices on cards. In addition,...more


The Home Mortgage Disclosure Act: An Overview of Recent Developments and a Guide to Limiting Risk

New data on home mortgages, first made public last year, have spawned waves of investigation by regulators and class actions alleging discrimination in pricing on the basis of race, gender, or ethnicity. In view of all of...more


New OCC Guidlines Establish Anti-Predatory Lending Standards for National Banks

On February 2, 2005, the Office of the Comptroller of the Currency ("OCC") issued Guidelines Establishing Standards for Residential Mortgage Lending Practices. The Guidelines should be viewed by national bank lenders as a set...more


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