Ann Kramer

Ann Kramer

Reed Smith

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Another Listeria Outbreak Reminds Food Industry to Revisit Insurance Program

On December 19, the U.S. Centers for Disease Control and Prevention (CDC) recommended that U.S. consumers not eat any commercially produced, prepackaged caramel apples and that retailers not sell or serve them as they...more

12/23/2014 - CDC Food Contamination Food Safety Liability Insurance Listeria Retailers Supply Chain

Congress’ Failure to Extend Terrorism Risk Insurance Act Requires Policyholders to Act Diligently Before January 1

With the recent uptick in terrorist activity omnipresent in the news, the need for financial protection against the effects of terrorism is plainly evident. Nevertheless, Congress has now adjourned for the year without making...more

12/19/2014 - Legislative Agendas Terrorism Insurance TRIA

Untouchable? – New York Court Rules that Policyholders Have No Claims against Reinsurer (NICO) or Third-Party Claims Administrator...

In recent years, more than two dozen insurance companies, including Liberty Mutual, AIG, and CNA, have entered into reinsurance arrangements with National Indemnity Company (“NICO”), a subsidiary of Berkshire Hathaway Inc....more

11/13/2014 - Berkshire Hathaway Breach of Contract Insurers Long-Tail Claims National Indemnity Company Privity of Contract Reinsurance

Policyholders with Long-Tail Claims Under Liberty Mutual Policies Should Be Prepared for 'Sea Change' in Claims Handling After...

On July 17, 2014, Liberty Mutual Insurance Company announced that it had entered into a multi-billion-dollar “retroactive reinsurance” arrangement with National Indemnity Company (“NICO”), a subsidiary of Berkshire Hathaway,...more

7/21/2014 - Asbestos Berkshire Hathaway Liberty Mutual Insurance Company Long-Tail Claims National Indemnity Company Reinsurance

Disaster and Business Interruption Coverages in the Wake of the Polar Vortex

The “Polar Vortex” created severe cold weather conditions and record low temperatures across most of the United States. Many businesses suffered property damage or loss of business as a result of weather-related shut downs,...more

1/20/2014 - Business Interruption Insurers Natural Disasters Polar Vortex Property Damage

Protecting Your Insurance Rights As A Result of the West Virginia Chemical Leak

Last Thursday’s chemical leak in Charleston, West Virginia, has cut off water to nearly 300,000 people. Businesses in the area have been forced to close, and must remain closed until the city can decontaminate the water...more

1/15/2014 - Chemicals Contamination Drinking Water Hazardous Substances Water Water Supplies

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