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Barbara S. Mishkin

Barbara S. Mishkin

Ballard Spahr LLP


Latest Posts › Credit Cards

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CFPB eliminates independent ability-to-pay requirement for credit card applicants 21 or older

The CFPB has amended Regulation Z to remove the requirement that a card issuer must consider the independent ability to pay of an applicant who is 21 or older. The final rule, which will be effective upon publication in the...more

5/2/2013 - CFPB Compliance Credit Cards Final Rules Regulation Z

CFPB issues final rule excluding credit card pre-account opening fees from 25% limit

The CFPB has published a final rule in today’s Federal Register amending Regulation Z (Truth in Lending) to remove fees paid before a credit card account is opened from the scope of the 25% limit on total fees that may be...more

3/28/2013 - CFPB Credit Card Act Credit Cards Fees Regulation TILA

CFPB wants information about the CARD Act’s impact

The CFPB is seeking information on how the CARD Act amendments to the Truth in Lending Act have impacted consumers and the credit card industry....more

12/21/2012 - CARD Act CFPB Credit Cards TILA

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