Barbara S. Mishkin

Barbara S. Mishkin

Ballard Spahr LLP

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Industry trade group seeks higher asset trigger for new requirement to report overdraft and other consumer deposit account service...

The Independent Community Bankers of America (ICBA) wants to limit the application of a new Call Report requirement for banks to include a breakdown of their income from service charges on consumer deposit accounts. ...more

2/25/2014 - Banks Fees Overdraft Fees Service Charges

CFPB issues final rule excluding credit card pre-account opening fees from 25% limit

The CFPB has published a final rule in today’s Federal Register amending Regulation Z (Truth in Lending) to remove fees paid before a credit card account is opened from the scope of the 25% limit on total fees that may be...more

3/28/2013 - CFPB Credit Card Act Credit Cards Fees Regulation TILA

CFPB issues final rule removing ATM fee sticker requirement from Reg E

The CFPB has issued a final rule amending Regulation E to remove the requirement that a fee notice be posted on or at an automated teller machine. On December 20, 2012 , President Obama signed into law an amendment to the...more

3/25/2013 - ATMs CFPB Fees Notice Requirements Regulation E

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