Casey Howard

Casey Howard

Spilman Thomas & Battle, PLLC

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Hold That ReFi! A Reason to Think Twice Before Entering Post-Petition Agreements with Discharged Debtors

After months of phone calls, loan modifications and discussions with borrowers, one finally receives the dreaded bankruptcy notice in the mail. A chapter 7, no-asset case, with the loan listed on the bankruptcy schedules as a...more

6/24/2014 - Chapter 7 Consumer Bankruptcy Debt Collection Debtors

Community Banking Excellence - Issue 2, 2014

In This Issue: - Another Perspective: Robert T. Braswell, President and Chief Executive Officer Carolina Bank: Mr. Robert T. Braswell is President and Chief Executive Officer of Carolina Bank. He has served in...more

6/19/2014 - Banks Basel III Consumer Bankruptcy Eminent Domain Mortgages Refinancing Secured Lenders

And the Bidding Starts At . . .? The Impact of Two Recent Bankruptcy Decisions On Determining Foreclosure Sale Bids

In today’s economy, banks all too commonly find themselves foreclosing on real property collateral. As a result, banks are regularly in the position of having to determine the starting bid in foreclosure proceedings. This...more

4/4/2014 - Bids Consumer Bankruptcy Deficiency Judgments Foreclosure

Community Banking Excellence - Issue 1 2014

In This Issue: - Another Perspective - From The Editor - Did You Miss It? - And the Bidding Starts At . . .? The Impact of Two Recent Bankruptcy Decisions On Determining Foreclosure Sale Bids - Don't Bite...more

4/2/2014 - Banks Community Banks

Accidents Don’t Cut It – Ensuring You Don’t “Unintentionally” Violate the Automatic Stay

A debtor files for bankruptcy protection, and his or her creditors are sent notice of the filing. Despite having received the notice, due to a breakdown in internal procedures one of the creditors, a bank, accidentally takes...more

12/23/2013 - Automatic Stay Creditors Debtors Sanctions

Community Banking Excellence - Fourth Quarter 2013

In This Issue: - Interview with a Community Banking Professional - Holiday Wishes - Accidents Don't Cut It - Ensuring You Don't "Unintentionally" Violate the Automatic Stay - Dodd-Frank Essentials: Executive...more

12/20/2013 - Automatic Stay Banks Community Banks Consumer Bankruptcy Creditors Debt Collection Debtors Disclosure Requirements Dodd-Frank ECOA Executive Compensation

Bankruptcy Reaffirmation Agreements

As consumer bankruptcy filings remain an all-too-common occurrence, many lenders continue to find themselves in the often murky world of bankruptcy. As a result, on top of ensuring adherence to the numerous confusing...more

9/27/2013 - Chapter 7 Consumer Bankruptcy Reaffirmation Undue Hardship

Community Banking Excellence - 3rd Quarter 2013

In This Issue: - Interview with a Community Banking Advocate - Lenders Versus Mechanics' Liens in West Virginia: A Question of Priorities - Bankruptcy Reaffirmation Agreements - EXECUTIVE RESOURCE: Symposium on...more

9/26/2013

Lien on Me? A Synopsis of South Carolina Lien Law

What is a Mechanic’s Lien? In South Carolina, construction liens, called mechanic’s liens, are automatically created by statute to protect anyone “to whom a debt is due for labor performed or furnished or for materials...more

7/1/2013 - Contractors Foreclosure Liens Mechanics Lien Notice Requirements Subcontractors

The Construct - Your Guide to Law in the Construction Industry - June 2013

In This Issue: - Simplifying the Mechanic's Lien Agent Process: NC's New Online Clearinghouse - The Complexities of Mechanic's Liens in West Virginia - I Did The Work -- Where Is My Check? - So, You're Having...more

6/27/2013 - Construction Disputes Liens Mechanics Lien Notice Requirements

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