On January 10, the Consumer Financial Protection Bureau (CFPB) released a final rule (ATR Rule) to implement provisions related to the ability to repay (ATR) standards and the definition of a “qualified mortgage” (QM) as...more
- Ability-to-Repay CFPB Dodd-Frank Qualified Mortgage Rule
On January 17, the Consumer Financial Protection Bureau (CFPB or Bureau) published its final rules related to consumer mortgage loan servicing....more
- CFPB Mortgage Loan Servicing Standards
On November 30, 2012, the Federal Trade Commission (FTC) issued an interim final rule related to its identity theft “Red Flags Rule” that amends the regulatory definition of “creditor” to make it consistent with the revised...more
- Clarification Act Consumer Lenders Creditors FTC Lenders Red Flags Rule
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