Daniel Murray

Daniel Murray

Pepper Hamilton LLP

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Latest Publications


Federal Appeals Court Finds CFPB's Structure Unconstitutional

While certainly a big blow to the Bureau, the court’s remedy did not go as far as some CFPB opponents would have liked. In a blockbuster ruling on October 11, the U.S. Court of Appeals for the District of Columbia...more

10/13/2016 - Administrative Proceedings Article II Banking Sector CFPB Constitutional Challenges Dodd-Frank Due Process HUD Insurance Industry Kickbacks Mortgage Insurance Mortgages PHH Corp. v CFPB Popular Referral Fees Reinsurance Removal For-Cause RESPA Single Director Statute of Limitations Statutory Interpretation

Consumer Financial Regulation: Pennsylvania

A Q&A guide to consumer finance regulation in Pennsylvania. This Q&A addresses state-specific laws governing the offering and sale of consumer financial products and services, including credit cards, residential...more

3/11/2016 - Consumer Financial Products Consumer Lenders Credit Cards Debt Collection Financial Services Industry Licensing Rules Prepaid Payment Products Unfair or Deceptive Trade Practices

CFPB Issues Final Mortgage Servicing Rules

On January 17, 2013, the Consumer Financial Protection Bureau (CFPB) issued two final servicing rules that amend and add new provisions to the Truth in Lending Act and the Real Estate Settlement Procedures Act (Rules), as...more

2/7/2013 - Adjustable-Rate Mortgage CFPB Delinquent Borrowers Dodd-Frank Loss Mitigation Mortgage Loan Servicing Standards RESPA Truth in Lending Act (TILA)

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