David Ridenour

David Ridenour

Orrick, Herrington & Sutcliffe LLP

Contact  |  View Bio  |  RSS

Latest Publications

Share:

Rating Agency Developments

On June 1, DBRS released its RMBS Insight 1.2: U.S. Residential Mortgage-Backed Securities Model and Rating Methodology. On June 1, Fitch released its U.S. RMBS Surveillance and Re-REMIC Criteria. On June 1, Moody’s issued...more

6/9/2015 - Asset-Backed Securities DBRS Fitch Moody's Mortgage-Backed Securities Non-Profits Rating Agencies RMBS S&P

SEC Provides Additional Analysis Related to Proposed Pay Ratio Disclosure Rules

On June 4, the Securities and Exchange Commission provided additional analysis related to its proposed rules for pay ratio disclosure. The staff believes that the analysis will be informative for evaluating the potential...more

6/9/2015 - Compensation & Benefits Executive Compensation Proposed Regulation Public Comment SEC Total Shareholder Return (TSR)

FDIC, Federal Reserve and Office of Comptroller of the Currency Reiterate Annual Public Disclosure Requirements for Medium-Sized...

On June 2, the Federal Deposit Insurance Corporation, Board of Governors of the Federal Reserve System and Office of the Comptroller of the Currency reiterated the disclosure requirements for annual stress tests conducted by...more

6/9/2015 - Dodd-Frank FDIC Federal Reserve Financial Institutions OCC Public Disclosure Stress Tests

Rating Agency Developments

On May 29, DBRS released its updated methodology for rating U.S. asset-backed commercial paper. On May 29, Fitch republished its criteria for rating supranationals. On May 28, Fitch released its updated criteria for rating...more

6/3/2015 - ABS Aircraft Asset-Backed Securities Canada CMBS DBRS Fitch KBRA Moody's Rating Agencies Reverse Mortgages Solar Energy Structured Finance

FHFA Releases Update on the Single Security Project

On May 15, the FHFA released an update on the structure of the Single Security, a project involving the development of a single mortgage-backed security that would be issued by Fannie Mae or Freddie Mac. The update contains...more

5/28/2015 - Fannie Mae FHFA Freddie Mac Mortgage-Backed Securities

Federal Reserve Proposes Adding Additional Asset Types to Meet LCR Requirements

On May 21, the Federal Reserve Board proposed adding certain general obligation state and municipal bonds to the range of assets a banking organization may use to satisfy the Liquidity Coverage Ratio (LCR) requirements...more

5/28/2015 - Federal Reserve Financial Institutions HQLA Liquidity Coverage Ratio Municipal Bonds Securities

Fannie Mae and Freddie Mac to Issue New Seller/Servicer Eligibility Requirements

On May 20, the FHFA announced that Fannie Mae and Freddie Mac are issuing new finalized operational and financial eligibility requirements for mortgage seller/servicers. The updated requirements will be communicated through...more

5/28/2015 - Eligibility Fannie Mae FHFA Financial Institutions Freddie Mac Mortgage Servicers Popular Real Estate Market

Rating Agency Developments

On May 22, DBRS released its methodology for rating entities in the real estate industry. On May 21, DBRS released its methodology for reviewing ratings of Canadian structured finance and covered bond transactions. On May 20,...more

5/28/2015 - ABS Africa Aircraft Canada CMBS Covered Bonds DBRS EMEA EU Fitch Middle East Moody's Rating Agencies Real Estate Market Structured Finance

SEC and FINRA to Hold National Compliance Outreach Program for Broker-Dealers

On May 12, the SEC and FINRA announced the opening of registration for their 2015 National Compliance Outreach Program for Broker-Dealers. The program is intended to provide an open forum for regulators and industry...more

5/15/2015 - Broker-Dealer Chief Compliance Officers FINRA Professional Conferences SEC

Delinquencies, Foreclosures and Bankruptcies Improve as Household Debt Stays Flat

On May 12, The Federal Reserve Bank of New York’s Household Debt and Credit Report revealed that aggregate household debt balances were largely flat in the first quarter of 2015. At of the end of March, total household...more

5/15/2015 - Consumer Debt Information Reports

Rating Agency Developments

On May 7, DBRS published a report on it methodology for rating U.S. Timeshare Loan Securitizations....more

5/15/2015 - DBRS Rating Agencies Securitization Vehicles

Director of FDIC Submits Resignation

On May 8, the Director of the FDIC Jeremiah O. Norton submitted his resignation, effective Jun 5, 2015. Norton has served as Director since April 16, 2012....more

5/15/2015 - Administrative Resignation FDIC

CFPB Finalizes Rule Aimed at Improving Credit Card Agreement Submission Process

On April 15, the CFPB issued a final rule aimed at improving the way that companies submit consumer credit card agreements to the CFPB....more

4/20/2015 - CFPB Credit Card Agreements Final Rules

Federal Reserve Request Comment on Proposed Amendments to Regulation D

On April 13, the Federal Reserve Board requested public comment on proposed amendments to Regulation D (Reserve Requirements of Depository Institutions) making technical changes to the calculation of interest payments on...more

4/20/2015 - Banks Federal Reserve Proposed Amendments Public Comment Regulation D

Rating Agency Developments

On April 16, Fitch published a report on Pennsylvania State System of Higher Education, PA....more

4/20/2015 - Fitch Rating Agencies

SEC Adopts Updated EDGAR Filer Manual

On April 13, the SEC adopted revisions to EDGAR Filer Manual and related rules to reflect updates to the EDGAR system. The updates are being made primarily to support the 2015 US GAAP financial reporting and 2015 EXCH...more

4/20/2015 - EDGAR Issuers Publicly-Traded Companies SEC

CFTC Approves Final Rule on Residual Interest Deadline for Futures Commission Merchants

On March 17, the U.S. Commodity Futures Trading Commission (Commission) unanimously approved a final rule removing the December 31, 2018 automatic termination of the phased-in compliance period for the Residual Interest...more

3/24/2015 - CFTC FCMs Final Rules Residual Interest

Treasury Departments State Small Business Credit Initiative Releases Quarterly Report

On March 19, the U.S. Treasury Department’s State Small Business Credit Initiative (SSBCI) released a new Quarterly Report detailing how the program continues to help small businesses grow and create jobs. More than $1.1...more

3/24/2015 - Equity Financing Finance Lenders Quarterly Report Small Business U.S. Treasury

HUD and Census Bureau Announce New Residential Construction Activity in February

On March 19, the U.S. Department of Housing and Urban Development (HUD) and the U.S. Census Bureau jointly announced the following new residential construction statistics for February 2015: (i) BUILDING PERMITS: Privately...more

3/24/2015 - Affordable Housing Census Bureau Construction Industry HUD

CFPB Launches Public Inquiry to Inform Agency Review of the Credit Card Market

On March 17, the Consumer Financial Protection Bureau (CFPB) announced it is seeking public comment on how the credit card market is functioning and the impact of credit card protections on consumers and issuers. This public...more

3/24/2015

FHFA Report Details Progress on the 2014 Strategic Plan for Fannie Mae and Freddie Mac Conservatorships

On March 16, the  FHFA issued a Progress Report on the initiatives outlined in the 2014 Strategic Plan for the Conservatorships of Fannie Mae and Freddie Mac and the 2014 Conservatorship Scorecard. The Progress Report...more

3/24/2015 - Fannie Mae FHFA Freddie Mac

Rating Agency Developments

Moody’s released its approach to rating securities backed by wireless towers....more

3/24/2015 - Cell Towers Moody's Securities Wireless Industry

Comptroller of the Currency Discusses Tailoring Supervisory Expectations to the Size and Complexity of Regulated Institutions

On March 19, the Comptroller of the Currency, Thomas Curry, discussed the Office of the Comptroller of the Currency’s approach to tailoring regulatory and supervisory expectations to the size and complexity of supervised...more

3/24/2015 - Banking Sector CoC Congressional Investigations & Hearings Financial Institutions Supervision

FHFA Updates Requirements for Freddie and Fannie Sales of Non-Performing Loans

On March 2, FHFA announced changes to requirements for sales of non-performing loans (NPLs) by Freddie and Fannie to reduce the number of severely delinquent loans held in their inventories and to transfer risk to the private...more

3/9/2015 - Delinquent Borrowers Fannie Mae FHFA Freddie Mac Mortgages

Rating Agency Developments

On March 6, Fitch revised its criteria for rating granular corporate balance-sheet securitizations (SME CLOs). On March 5, Moody’s revised its global approach to data quality evaluation. On March 3, Kroll released CMBS...more

3/9/2015 - CMBS Fitch Moody's Rating Agencies RMBS S&P Securitization Vehicles

52 Results
|
View per page
Page: of 3

"My best business intelligence, in one easy email…"

Your first step to building a free, personalized, morning email brief covering pertinent authors and topics on JD Supra:

Sign up to create your digest using LinkedIn*

*With LinkedIn, you don't need to create a separate login to manage your free JD Supra account, and we can make suggestions based on your needs and interests. We will not post anything on LinkedIn in your name. Or, sign up using your email address.
×