Debra Lee Hovatter

Debra Lee Hovatter

Spilman Thomas & Battle, PLLC

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The Small Servicer Exemption to the Consumer Financial Protection Bureau’s Mortgage Servicing Rules

This year ushered in new mortgage servicing rules promulgated by the Consumer Financial Protection Bureau (“Bureau”). The rules implement certain provisions of the Dodd-Frank Wall Street Reform and Consumer Protection Act...more

8/6/2014 - Dodd-Frank Farm Credit Administration Mortgage Servicing Rules Mortgages

In Case You Missed It - Three Cases Impact W.Va. Consumer Finance Law

Confirmation of the W.Va. Attorney General's Authority to Hire Private Counsel on Behalf of the State - For more than a decade, the circuit courts in West Virginia have wrestled with the issue of whether the State...more

12/3/2013 - Arbitration Agreements Attorney Generals Compliance Enforcement Loans Retainers Statute of Limitations

WVSCA Decision Strengthens Enforcement of Agreements to Arbitrate

On June 19, 2013, the West Virginia Supreme Court of Appeals (“the Court” or “WVSCA”) issued an important decision that bolsters the ability of financial institutions and other defendants to enforce arbitration agreements....more

7/10/2013 - Arbitration Arbitration Agreements SCOTUS Unconscionable Contracts

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