E. Bardin Simmons

E. Bardin Simmons

Poyner Spruill LLP

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Changes of Note to Lenders From the 2013 Legislative Long Session

During the 2013 legislative session, several new laws were passed which directly affect the banking and financial services industries. While most of these changes are relatively minor, they are certainly worth noting. Below...more

11/11/2013 - Fannie Mae FHA Interest Rates Lenders Mechanics Lien Mortgage Loan Servicing Standards Mortgages Predatory Lending

Rules Creating Exemptions to the ATR Rule Finalized

The Consumer Financial Protection Bureau (CFPB) recently finalized rules that modified and created specific exemptions to the CFPB’s Ability-to-Repay Rule. The rules have three main effects....more

7/5/2013 - Ability-to-Repay CFPB Civil Penalty Fund Exemptions Insurers Mortgages Overdraft Fees Premiums

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