Latest Publications

Share:

Maine Supreme Court Addresses MERS Assignments and Payoff Amounts During Cure Periods

The Maine Supreme Court has been active in the last few months – issuing several decisions that will likely impact foreclosure actions in that state. The decisions covered a full range of foreclosure issues, from whether a...more

8/26/2014 - Cure Periods Default Foreclosure MERS Mortgage Servicers Mortgages Secured Lenders Standing

Merchandising 101: Missouri Supreme Court Addresses Applicability of State’s Merchandising Practices Act to Mortgage Loan...

Two new en banc opinions from the Supreme Court of Missouri, both released on August 19, 2014, may be of interest to mortgage loan servicers with borrowers in this state. The opinions — Conway v. CitiMortgage, Inc., ---...more

8/26/2014 - Loans Mortgage Servicers Mortgage Servicing Rules Mortgages

Financial missteps and equal access: Is bounced check history now private information?

A consumer reporting agency may collect and compile this information, and it may be accessed, but others cannot use it If you want to open a consumer checking or savings account at a bank, credit union or other...more

7/15/2014 - Banks Credit History Credit Reports FCRA FDIC Personally Identifiable Information

Moving forward after going public with a data breach: Managing ongoing messaging

The time period between the discovery of a data breach and a company’s public announcement is never stress-free, even if you have managed the responses to other data breaches and your company has a preplanned response...more

5/30/2014 - Breach Notification Rule Data Breach Data Protection

FFIEC Issues Social Media Guidance: Social Media Channels Present Privacy Compliance Challenges

If you are using social media to attract and interact with customers, you should review the recent supervisory guidance from the Federal Financial Institutions Examination Council (FFIEC). The guidance, titled “Social Media:...more

1/10/2014 - Banks CAN-SPAM Act CFPB Compliance COPPA FCRA FFIEC Financial Institution Liability GLBA Privacy Privacy Policy Social Media TCPA

CFPB Issues Compliance Guides for New TILA, RESPA, and ECOA Requirements

In January 2013, the Consumer Financial Protection Bureau (“CFPB”) issued a number of new final rules to implement amendments to the Truth in Lending Act (“TILA”), Real Estate Settlement Procedures Act (“RESPA”), and Equal...more

6/14/2013 - CFPB Compliance ECOA RESPA TILA

CFPB Issues Subpoenas to Motor Vehicle Lenders: Discretion = Discrimination?

The Consumer Financial Protection Bureau (CFBP) has taken another step in its attempts to ensure “fair” pricing in indirect motor vehicle financing transactions. This latest development highlights the CFPB’s focus on the...more

5/10/2013 - Automotive Industry CFPB Enforcement Actions Loans Pricing Requirements Subpoenas

7 Results
|
View per page
Page: of 1