Elsa Broeker

Elsa Broeker

Pillsbury Winthrop Shaw Pittman LLP

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Texas Renews Efforts to Require Cash Redemption of Certain Stored Value Cards

Texas renews effort to require that certain stored value cards be redeemable for cash if the balance on the card is less than $2.50. In early March, Texas House Bill 2391 was introduced. It would require a cash refund...more

4/28/2015 - Gift-Cards Pending Legislation Refunds

California Virtual Currency Legislation

On February 27, 2015, California Assemblyman Matt Dababneh, chairman of the state's Banking and Finance Committee, introduced Assembly Bill 1326, which would prohibit a person from engaging in California in the business of...more

3/18/2015 - Department of Business Oversight Licenses Licensing Rules Proposed Legislation Virtual Currency

FTC Issues New Guidance for Mobile App Developers that Collect Location Data

A mobile app that collects users’ location data while the mobile app is not in use should clearly disclose such practices and provide users with choices. Failure to do so could give rise to an FTC claim of deceptive...more

2/27/2015 - FTC Location Data Location Privacy Mobile Apps New Guidance

California Still Unsure About Bitcoin Regulation

Unlike New York, Kansas, and Texas, which have either published proposed regulations or formal guidance, some states, such as California, have indicated that they are still trying to determine whether Bitcoin and other...more

2/11/2015 - Bitcoin Department of Business Oversight Money Transmitter Popular Virtual Currency

Stay Tuned: Pennsylvania Bill Would Require Cash Refunds on Certain Gift Cards/Certificates

Pennsylvania may be joining the several states that require that certain gift cards and gift certificates be redeemable for cash. Senate Bill 150 would require that a gift card or gift certificate be redeemable for cash when...more

2/3/2015 - Cash Value Gift-Cards Prepaid Payment Products Unfair or Deceptive Trade Practices

Major Financial Institutions Show Support For Bitcoin by Investing in Coinbase

Coinbase, the self-proclaimed world's most popular bitcoin wallet provider, announced on January 20th that it raised $75 million in a Series C financing, which brings Coinbase's total capital raised to $106 million. The round...more

1/28/2015 - Bitcoin Coinbase Digital Currency Equity Financing Financial Institutions Financing

Dell Joins a Growing List of Retailers Accepting Bitcoin

On Friday, Michael Dell, CEO of Austin-based Dell Inc., announced on twitter that Dell.com is now accepting Bitcoin as a direct payment option for consumers and small businesses in the U.S. Other major companies, such as...more

7/22/2014 - Popular

California AG Issues New Privacy Policy and “Do Not Track” Compliance Guidelines, Announces Proactive Enforcement

The California Attorney General recently released a series of guidelines to assist with compliance with the California Online Privacy Protection Act of 2003 (CalOPPA), which was amended to require new data collection and Do...more

6/6/2014

Stay Tuned: Connecticut Bill Would Require Cash Refunds of Gift Card Balances

Connecticut may join a number of states that currently require merchants to provide the remaining balances on gift cards to consumers in cash upon request....more

3/17/2014 - Gift-Cards Refunds

Russia Cracks Down On Bitcoin

Both the Central Bank of Russia and the Russian Prosecutor General's Office explained that the rouble is the country's sole official currency and that the production of alternative monetary products, such as Bitcoin and other...more

2/13/2014 - Bitcoins Russia Virtual Currency

California Internet Privacy Bill Signed by Governor, Effective Jan. 1

On Friday, September 27, 2013, California Governor Edmund G. Brown signed Assembly Bill 370, a bill that amends the Business & Professions Code § 22575 to require an operator of a commercial Internet website or online service...more

10/3/2013 - Data Collection Disclosure Requirements Do Not Track Personally Identifiable Information Privacy Policy

Financial Crimes Enforcement Network Issues Guidance on Virtual Currency

FinCEN recently issued interpretive guidance to clarify that it views certain activities involving convertible virtual currencies as money transmission services under the Bank Secrecy Act and FinCEN regulations. If your...more

5/16/2013 - Bank Secrecy Act Broker-Dealer FinCEN Money Services Business Virtual Currency

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