Erin Fonté

Erin Fonté

Cox Smith

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Latest Publications


Apple Pay Wants to Be the Apple of Your Bank’s Eye

We have been rather busy counseling banking clients who are trying to decide whether to participate as Issuers in the Apple Pay program. The card issuing financial institutions (“Issuers”) initially announced for immediate...more

10/13/2014 - Apple Apple Pay Banks Fees Liability Privacy Concerns

Key Takeaways from American Bankers Association 2014 Regulatory & Compliance Conference

For those who did not get to attend in June, this year’s American Bankers Association Regulatory & Compliance Conference brought together a couple of thousand attendees to hear from regulators, presenters and ABA staff and...more

7/18/2014 - American Bankers Association Anti-Money Laundering Bank Secrecy Act Bank Security Procedures Banks Biggert-Waters Flood Insurance Reform Act Community Reinvestment Act Compliance CRA Cybersecurity Data Protection Debt Collection Fair Lending FCRA Mortgages RESPA Risk Management Unfair or Deceptive Trade Practices

Overview of Mobile Payments in the United States

Mobile payments technology is poised to create a globally dramatic shift in how individuals pay for goods and services, track spending, and manage personal finances. Mobile payments are also becoming big business for...more


Mobile Payments Start-Ups: The need to know landscape

Originally published in E-Finance & Payments Law & Policy - February 2013. New payments companies need to be aware of the legal and compliance issues that are part of operating in two of the most heavily regulated US...more

4/3/2013 - CFPB COPPA Electronic Fund Transfer Act FinCEN FTC Mobile Devices Mobile Payments Mobile Privacy Mobile Services Regulation Z Startups TILA

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