George Meinz

George Meinz

Gray Plant Mooty

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Commercial Financial Services Brief: Can My Bank Recover Costs Related to Replacing Debit or Credit Cards?

Many financial institutions are counting the costs they are incurring for replacing customer debit or credit cards as a result of recently discovered security breaches at various national retailers. These costs will be...more

2/18/2014 - Banks Credit Cards Data Breach Debit Cards

CFPB Targets Debt Collection Practices, Including Actions of Lenders Collecting Their Own Debt

On July 10, 2013, the Consumer Financial Protection Bureau (CFPB) issued two bulletins, CFPB Bulletins 2013-07 and 2013-08, to address debt collection activities of lenders and debt owners collecting consumer debts. Debt...more

8/23/2013 - CFPB Debt Collection FDCPA Third-Party

Equal Credit Opportunity Act — A Primer on Disparate Impact, Part One

What is fair? In the area of credit, it would seem to mean being treated equally. Thus, for example, the Federal Equal Credit Opportunity Act (ECOA) states that it is unlawful for a creditor to discriminate against an...more

8/19/2013 - CFPB Compliance Discrimination Disparate Impact ECOA Gender Discrimination Racial Discrimination Religious Discrimination Sex Discrimination

Commercial Financial Services Brief: Minnesota Adopts Several Changes to Article 9 of The UCC

Minnesota has adopted several changes to Article 9 of the UCC, effective July 1, 2013. Many of these changes relate to the preparation and filing of financing statements which perfect security interests granted by individual...more

7/1/2013 - Article 9 Debtors Driver's Licenses LLC Mortgages Trustees UCC

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