George Sanderson III

George Sanderson III

Ellis & Winters LLP

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Mortgage Servicing and Unfair Trade Practices

When can mortgage servicing and related debt-collection activities violate N.C. Gen. Stat. § 75-1.1? Two recent cases provide some answers....more

5/12/2015 - Debt Collection Foreclosure Mortgage Lenders Mortgage Servicers Section 75-1.1 Unfair or Deceptive Trade Practices

The American Bankruptcy Institute's Recommendations for Chapter 11 Reform

Last December, the American Bankruptcy Institute’s Commission to Study the Reform of Chapter 11 released a 400-page report on recommended changes to Chapter 11 of the Bankruptcy Code. Originally published in the April...more

5/5/2015 - American Bankruptcy Institute Bankruptcy Code Bankruptcy Reform Chapter 11

Litigating Injury in a 75-1.1 Case: The 12(b)(1) vs. 12(b)(6) Distinction

In cases under N.C. Gen. Stat. § 75-1.1, it’s important to distinguish arguments under Rule 12(b)(1) from arguments under Rule 12(b)(6). On a Rule 12(b)(6) motion to dismiss for failure to state a claim, a court generally...more

3/25/2015 - Federal Rule 12(b)(6) Government Contractors Municipalities Section 75-1.1 Statement of Facts Taxi Cabs

Do Treble Damages Count Toward Minimum Amounts In Controversy?

Today’s post involves the relationship between N.C. Gen. Stat. § 75-1.1 and amounts in controversy—especially the new amount in controversy in the statute that governs assigning cases to the North Carolina Business Court....more

2/25/2015 - Amount in Controversy Calculation of Damages Treble Damages

Section 75-1.1 and Out-of-State Injuries Based on In-State Conduct

In earlier posts, we have discussed the two-part test that courts use to assess whether section 75-1.1 applies to out-of-state conduct. First, the plaintiff must suffer an injury in North Carolina....more

1/28/2015 - Business Litigation Jurisdiction Section 75-1.1

Damages in “Aggravated Breach” Cases

We have written before about the “aggravated breach of contract” theory under N.C. Gen. Stat. § 75-1.1. This theory can make a breach of contract a springboard to treble damages....more

12/10/2014 - Aggravated Damages Breach of Contract Damages Distributors Drug Manufacturers GlaxoSmithKline Prescription Drugs

HAMP and Section 75-1.1, Part 2

In yesterday’s post, we discussed when a lender’s failure to comply with guidelines under the federal Home Affordable Mortgage Program (HAMP) might violate N.C. Gen. Stat. § 75-1.1 as well. We analyzed a very recent federal...more

11/26/2014 - Citigroup Foreclosure HAMP Loan Modifications Misrepresentation Mortgages Preliminary Injunctions Section 75-1.1

HAMP and Section 75-1.1, Part 1

In a recent article, Matt Sawchak explained per se violations of section 75-1.1. When courts recognize a per se violation of section 75-1.1, they are saying that violating a separate source of law—a separate statute, a...more

11/25/2014 - Citigroup Foreclosure HAMP Loan Modifications Private Right of Action Section 75-1.1

Section 75-1.1 Stars in New Putative Class Action Against UNC

Last Thursday, former UNC football player Michael McAdoo filed a putative class action against UNC-Chapel Hill. This federal complaint has already received extensive publicity. The publicity, though, has overlooked the...more

11/11/2014

The Origins of N.C. Gen. Stat. § 75-1.1

Summer is the time for movies about superheroes. Often, after a couple of episodes in a movie franchise come out, the producers make a film about the origins of the protagonist, so the audience can better understand the...more

8/27/2014 - Antitrust Provisions Legislative History

Section 75-1.1 and Mortgage Servicing: Lessons From a Federal Bankruptcy Court in New York

Claims under N.C. Gen. Stat. § 75-1.1 can turn up in unexpected places—including a bankruptcy court in Manhattan. Recently, a section 75-1.1 claim made its way from Hyde County, North Carolina, to the Big Apple, courtesy of...more

7/8/2014 - Consumer Bankruptcy Mortgages RESPA TILA

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