J. Keith Windle

J. Keith Windle

Bradley Arant Boult Cummings LLP

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Latest Publications


Real Estate Newsletter - December 2013

The Alabama Supreme Court recently addressed whether a lender must own a mortgage when it initiates foreclosure proceedings and, if not, whether that would invalidate the ownership rights in the property that the lender...more

12/6/2013 - Foreclosure Mortgages Real Estate Market

The Government Shutdown and its Effect on the Real Estate Market

On September 30, the federal government shut down or significantly reduced staffing for many of its programs because of Congress’ failure to pass a budget for this fiscal year. The shutdown appears set to affect the real...more

10/9/2013 - Fair Housing Act (FHA) Fannie Mae Freddie Mac Government Shutdown Mortgages Real Estate Market

Alabama Legislature Passes Bill Protecting Lenders’ Rights When Redeeming Property

Before concluding its legislative session, the Alabama Legislature passed a bill that provides a lender additional protection when a lender is forced to redeem property due to its borrower’s failure to pay property taxes on...more

7/26/2013 - Lenders Loans Mortgages Property Owners Property Tax Right of Redemption Statutory Rights

Supreme Court Rules In Favor Of Landowner Seeking To Develop Property

On June 25, 2013, the United States Supreme Court in Koontz v. St. Johns River Water Management District rendered a decision that protects the rights of property owners when seeking construction permits to develop their...more

7/12/2013 - Dolan v City of Tigard Fifth Amendment Koontz v St John's River Water Management Land Developers Nexus Nollan v California Coastal Commission Permits Rough Proportionality Test SCOTUS Wetlands

What Alabama Homeowners Can Do to Reduce Their Property Taxes

In certain situations, homeowners in Alabama can receive property tax assessments that are twice the rate that other homeowners are paying. These instances occur when a person is renting a residence while their home undergoes...more

6/25/2013 - Classification Fair Market Value Property Tax Renovations Tax Rates

Pitfalls in the Redemption of Property by Lenders

In Alabama, when a property owner fails to pay his ad valorem property taxes, his property may be sold at a public auction to the highest bidder (the “tax purchaser”). Statutory law in Alabama provides that the owner of the...more

5/20/2013 - Ad Valorem Tax Back Taxes Lenders Property Tax Right of Redemption

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