Jacob Harper

Jacob Harper

Balch & Bingham LLP

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Latest Publications


Eleventh Circuit Holds That Debt Collection Letters Sent to a Consumer’s Attorney Qualifies as a Communication With a Consumer...

Following the Eleventh Circuit’s decision in Bishop v. Ross Earle & Bonan, P.A., No. 15-12585, creditors and debt collectors should immediately review their practices to ensure that any communication to a debtor or a debtor’s...more

5/13/2016 - Creditors Debt Collection Debtors FDCPA

Eleventh Circuit Affirms Jury Verdict Against Mortgage Servicer for Extreme and Outrageous Conduct

Following the Eleventh Circuit’s decision last month in McGinnis v. American Home Mortgage Servicing, Inc., No. 14-13404, mortgage servicers should be aware that failing to recognize and correct miscalculations of a...more

4/27/2016 - Appeals Conversion Excessive Fees Gross Misconduct Intentional Infliction of Emotional Distress Jury Verdicts Late Fees Mortgage Servicers Punitive Damages Rule 50(b) Wrongful Foreclosures

Alabama Supreme Court Rejects Motion to Compel Arbitration Because Account Holder Did Not Click on Link to Arbitration Provision

Following the Alabama Supreme Court’s decision last Friday in Moore-Dennis v. Franklin, Nos. 1131142, 1131176, Alabama lenders should immediately review their account agreements to ensure any amendments to those agreements...more

3/2/2016 - AL Supreme Court Consumer Lenders Mandatory Arbitration Clauses Notice Requirements PNC

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