Jane Luxton

Jane Luxton

Clark Hill PLC

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DC Circuit Issues Landmark Decision Holding the CFPB's Structure Unconstitutional: What Happens Next?

In a groundbreaking decision on October 11, 2016, the D.C. Circuit held the structure of the Consumer Financial Protection Board (CFPB) unconstitutional. Citing the "CFPB's concentration of enormous power in a single,...more

10/12/2016 - CFPB Dodd-Frank HUD Kickbacks Mortgage Insurance Popular RESPA

Federal Small Business Authority Sharply Questions CFPB'S Proposed Payday Rule

In strongly worded comments filed October 7 in the Consumer Financial Protection Board's (CFPB) rulemaking on payday and other small dollar loans, the federal agency charged with advocating on behalf of small business took...more

10/10/2016 - CFPB Payday Loans Popular SBA Small Business

Mammoth CFPB Payday Rule Would Dramatically Change the Lending Marketplace

Originally published in "InsideArm" - June, 2016. In a 1300+ page proposal, exclusive of attachments, the Consumer Financial Protection Bureau (CFPB) laid out its plan June 2 to force a sweeping redesign of the...more

6/6/2016 - CFPB Debt Collection Payday Loans Proposed Regulation Reporting Requirements SBREFA Title Loans Underwriting

CFPB Moves Ahead to Block Arbitration Clauses, Discounting SBREFA Comments

On May 5, 2016, the Consumer Financial Protection Bureau (CFPB) released its anticipated proposed rule that would ban the use of mandatory arbitration clauses to avoid consumers' class action lawsuits in contract disputes....more

5/9/2016 - Arbitration Agreements CFPB Class Action Class Action Arbitration Waivers Consumer Financial Products Mandatory Arbitration Clauses

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