Chapter 13 is an option that allows you to consolidate your debt through a repayment plan. Your plan payment will be driven by your income, your assets and your debts. As you might imagine, your income must be regular an...more
5/21/2013
Bankruptcy cases are administered by trustees appointed by the Office of the U.S. trustee, which is part of the U.S. Department of Justice (DOJ). Typically, the debtor never has to appear before a judge. So who is this...more
5/21/2013
- Chapter 13 Chapter 7 DOJ Trustees
Adversary proceedings are lawsuits related to or arising from a bankruptcy case. It can be filed by you, your creditor or the trustee and may involve a variety of issues, including...more
5/15/2013
- Creditors Dischargeable Debts
The U.S. Bankruptcy Code requires debtors to participate in a pre-filing credit counseling session and a subsequent pre-discharge debtor education course. The U.S. Department of Justice (DOJ) maintains a list of credit...more
5/13/2013
- Credit Counseling Debtors Dischargeable Debts DOJ Training
Section 341 of the Bankruptcy Code is titled meetings of creditors and equity security holders and contains the provisions for conducting this court hearing. Because it is governed by section 341, the hearing is often called...more
5/10/2013
- Chapter 13 Chapter 7 Creditors Meeting of Creditors
Learn about tools of the trade exemptions -
Your business and your individual life may be inseparable. This is often true of sole proprietors and small business owners, as well as freelancers who work in a variety of...more
5/8/2013
- Tools of the Trade Exemptions
The better prepared you are, the more effectively your attorney can advise you on your debt relief options. Before going to your first appointment, record essential information about your debts, assets, income and expenses....more
5/6/2013
- Client Services Creditors Debt
The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 instituted a credit counseling requirement for debtors filing for bankruptcy protection. Credit counseling agencies sprang up quickly on the heels of this...more
5/2/2013
- Debt-Relief Industry Debtors Fraud FTC
The Public Access to Court Electronic Records (PACER) system is the electronic filing system of the U.S. federal courts, including the U.S. bankruptcy courts. The PACER server is located in San Antonio, Texas and contains...more
5/1/2013
- Documentation Electronic Filing PACER
Although each state may determine its own bankruptcy exemptions, federal law governs the overall structure and purpose of bankruptcy law. In general, all 50 states must follow the same rule for child support and alimony...more
3/8/2013
- Alimony Chapter 13 Chapter 7 Child Support
Filing for bankruptcy is very helpful for eliminating debt but it is also harmful to your credit. We explain to our clients that rebuilding good credit is important even though we encourage them to stay away from incurring...more
12/28/2012
Every client we help is different and faces a unique set of financial problems. We ask that you bring the following things with you to the initial bankruptcy consultation...more
12/24/2012
- Chapter 13 Chapter 7
When individuals contact us about scheduling a free office consultation, we ask that they bring a list of their debts. We ask this because when it comes time to file bankruptcy, you either need to write down the names and...more
12/20/2012
- Consumer Bankruptcy Personal Finances
If you are in serious debt and fail to take action to remedy the situation, the IRS may levy your property or garnish your wages. A levy is a legal seizure of your property in order to satisfy a debt....more
12/13/2012
- Debtors IRS Levy Wage Garnishment
If you are considering bankruptcy, you may be wondering what types of fees you will be required to pay in order to file Chapter 13 or Chapter 7 bankruptcy. The amount of money you pay greatly depends on the type of bankruptcy...more
12/11/2012
- Chapter 13 Chapter 7
