Jeff Field

Jeff Field

Jeff Field & Associates

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Social Security Income and its Impact on Filing for Chapter 7 Bankruptcy Protection

Many social security income (SSI) recipients question whether or not their monthly SSI will keep them from being able to file for Ch. 7 bankruptcy. The answer, as with most bankruptcy filings, will depend on each specific...more

3/20/2014 - Chapter 7 Consumer Bankruptcy Social Security Social Security Benefits

Common Causes of Bankruptcy

Personal bankruptcy can become necessary for a variety of reasons. People who have not gone through it often wrongfully assume that bankruptcy is always the result of overspending and financial mismanagement. However, the...more

2/7/2014 - Chapter 13 Chapter 7 Consumer Bankruptcy

Specialized Forms of Bankruptcy in Georgia

The three most common types of bankruptcy — Chapter 7, Chapter 13 and Chapter 11 — account for nearly all business and personal bankruptcy filings in Georgia and the rest of the United States. There are also several other...more

1/30/2014 - Chapter 11 Chapter 13 Chapter 7 Commercial Bankruptcy Consumer Bankruptcy Municipal Bankruptcy

What if Your Income Is Too High for Chapter 7 but Your Debt Is Too High for Chapter 13?

For individual debtors, Chapter 7 and Chapter 13 are the most common personal bankruptcy filings in Georgia and likely in every other state as well. Both types have certain eligibility requirements, and in some cases, people...more

1/27/2014 - Chapter 13 Chapter 7 Consumer Bankruptcy

How Does Bankruptcy Affect Your Business?

Jeff Field & Associates focuses primarily on personal bankruptcy, but there can be some overlap between personal and business bankruptcy. If your business is established as a limited liability company under Georgia...more

1/24/2014 - Chapter 11 Chapter 13 Chapter 7 Commercial Bankruptcy Consumer Bankruptcy Limited Liability Companies LLC

Using the Possibility of Bankruptcy to Negotiate with Creditors

People struggling with debt often too easily discount the possibility of negotiating with their creditors. To them, the bargaining power seems so unequal that they cannot comprehend why their creditors would ever be willing...more

1/17/2014 - Chapter 7 Consumer Bankruptcy Creditors Negotiations

What Role Do Creditors Play?

There are a lot of things you and your bankruptcy attorney can do to help the process move as smoothly as possible. Unfortunately, however, not everything is within your control. Depending on the type of bankruptcy relief you...more

1/14/2014 - Bankruptcy Plans Chapter 11 Chapter 13 Chapter 7 Consumer Bankruptcy Creditors Meeting of Creditors

What Happens When You File for Bankruptcy?

Filing for bankruptcy has several immediate effects that can provide tremendous relief to people and businesses struggling with bills and debt collectors. However, while these are an important part of bankruptcy, the effects...more

1/10/2014 - Chapter 7 Consumer Bankruptcy Mortgages

What Is the Means Test in Georgia?

The vast majority of Georgians only consider bankruptcy as an absolute last resort to resolve financial trouble. Unfortunately, however, there are people in our state and throughout the country who would use and abuse this...more

1/3/2014 - Chapter 7 Consumer Bankruptcy Means Test

How Long Does Bankruptcy Take?

One of the first things people often ask is how long the bankruptcy process takes. This is a major concern. Many people have the impression that it is a very lengthy process based on the character of the legal system in...more

12/30/2013 - Chapter 13 Chapter 7 Consumer Bankruptcy

When Bankruptcy Might Not Be the Best Option

Bankruptcy is not appropriate for every financial situation. Moreover, not every type of bankruptcy works for every type of debt. ...more

12/24/2013 - Chapter 13 Chapter 7 Consumer Bankruptcy

Georgia Bankruptcy Exemptions You Need to Know

Although bankruptcy follows federal legal guidelines for the most part, certain aspects differ based on state laws. In Georgia, for example, state law dictates that certain items are considered exempt property. These...more

12/2/2013 - Chapter 13 Chapter 7 Consumer Bankruptcy

There is Life After Debt

One of the reasons so many people find themselves drowning in debt, feeling helpless and as though they’ll never get out from under is that they resist pursuing bankruptcy far longer than they should. There is a stigma...more

11/11/2013 - Chapter 13 Chapter 7 Consumer Bankruptcy

What Happens if You Divorce During Bankruptcy Proceedings?

The state of Georgia has the eighth-highest divorce rate in the United States. Our state also outpaces the rest of the nation in unemployment (8.6 percent, compared to 7.6 percent as of June 2013). We don’t think these...more

11/1/2013 - Chapter 13 Chapter 7 Consumer Bankruptcy Divorce Marital Assets

Bankruptcy Terminology 101

If you are thinking about taking control of your finances and are considering bankruptcy, chances are that you are hearing a lot of terms with which you may not be familiar. While we explain all aspects of your Georgia...more

9/23/2013 - Chapter 13 Chapter 7 Consumer Bankruptcy

The Bankruptcy Trustee in Chapters 7 & 13

Bankruptcy cases are administered by trustees appointed by the Office of the U.S. trustee, which is part of the U.S. Department of Justice (DOJ). Typically, the debtor never has to appear before a judge. So who is this...more

5/21/2013 - Chapter 13 Chapter 7 DOJ Trustees

What is the Meeting of Creditors and am I Required to Attend?

Section 341 of the Bankruptcy Code is titled meetings of creditors and equity security holders and contains the provisions for conducting this court hearing. Because it is governed by section 341, the hearing is often called...more

5/10/2013 - Chapter 13 Chapter 7 Consumer Bankruptcy Creditors Meeting of Creditors

How Do Georgia Bankruptcy Courts Handle Child Support?

Although each state may determine its own bankruptcy exemptions, federal law governs the overall structure and purpose of bankruptcy law. In general, all 50 states must follow the same rule for child support and alimony...more

3/8/2013 - Alimony Chapter 13 Chapter 7 Child Support Consumer Bankruptcy

What to Bring to Your Bankruptcy Consultation

Every client we help is different and faces a unique set of financial problems. We ask that you bring the following things with you to the initial bankruptcy consultation...more

12/24/2012 - Chapter 13 Chapter 7

Paying Bankruptcy Fees in Georgia

If you are considering bankruptcy, you may be wondering what types of fees you will be required to pay in order to file Chapter 13 or Chapter 7 bankruptcy. The amount of money you pay greatly depends on the type of bankruptcy...more

12/11/2012 - Chapter 13 Chapter 7 Consumer Bankruptcy Fees

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