Jennifer M. Keas

Jennifer M. Keas

Foley & Lardner LLP

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Five Key Takeaways From the D.C. Circuit’s PHH Decision

The legal challenge by PHH Corp. (PHH) to a June 4, 2015, decision by the director of the Consumer Financial Protection Bureau (Bureau) in connection with the Bureau’s enforcement proceeding against PHH has captivated the...more

10/19/2016 - Administrative Appeals Appeals Article III CFPB Constitutional Challenges Disgorgement Enforcement Actions Enforcement Guidance Penalties PHH Corp. v CFPB Removal At-Will Removal For-Cause RESPA Safe Harbors Separation of Powers Single Director Standing Statute of Limitations UDAAP Vacated

Final Rule Issued on Ability-to-Repay/Qualified Mortgages

The Consumer Financial Protection Bureau (CFPB) issued its final ability to repay rule (Rule) on January 10, 2013. The Rule implements ability-to-repay provisions of the Dodd-Frank Act, which imposed strict underwriting...more

1/15/2013 - Ability-to-Repay Borrowers Dodd-Frank Lenders Loans Mortgages Penalties Qualified Mortgage Rule Rebuttable Presumptions Safe Harbors Truth in Lending Act (TILA) Underwriting

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