Jennifer N. Toussaint

Jennifer N. Toussaint

Foley & Lardner LLP

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CFPB Issues Final Rules Amending Regulation X and Regulation Z

Today, the CFPB issued final rules amending Regulation X (Real Estate Settlement Procedures Act (“RESPA”)) and Regulation Z (Truth in Lending Act (“TILA”)). The amendments focus on mortgage servicing requirements and servicer...more

1/18/2013 - CFPB Mortgages RESPA TILA

An Assessment of Security Procedures – Eleventh Circuit Reversal of Safe Harbor Application Finding

For banks operating in Florida (or other jurisdictions with similar provisions regarding security procedures for payment orders), the Eleventh Circuit has recently issued an opinion that may call into question the validity of...more

12/17/2012 - Mercantil CommerceBank Safe Harbors

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