On January 18, the Consumer Financial Protection Bureau (CFPB) issued a final rule that implements amendments made by the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act) to the Equal Credit...more
1/31/2013
- Appraisal CFPB Disclosure Requirements Dodd-Frank Mortgages
The OCC issued a proposed rule on May 25, 2011 to implement certain provisions of the Dodd-Frank Wall Street Reform Act, which became effective July 21, 2011. The rule includes National Bank Act preemption provisions that...more
6/22/2011
This article, first appearing in Consumer Financial Services Law Report (6/8/2011), discusses the OCC's response to a request from Senators Thomas Carper (D-Del) and Mark Warner (D-Va) that the OCC clarify its interpretation...more
6/8/2011
Since Congress passed the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (the SAFE Act), mortgage loan originators and non-depository mortgage companies have learned that the promised uniformity of regulation...more
7/1/2010
Since Congress passed the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (the SAFE Act), mortgage loan originators and non-depository mortgage companies have learned that the promised uniformity of regulation...more
7/1/2010