Jonathan Jaffe

Jonathan Jaffe

K&L Gates LLP

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Latest Publications


HUD Issues QM Proposal for Comment: There is a “There” There

This week, the United States Department of Housing and Urban Development (“HUD”) weighed in on its proposed version of a Federal Housing Administration (“FHA”) Qualified Mortgage (“QM”). Although the Consumer Financial...more

10/7/2013 - CFPB Dodd-Frank Fair Housing Act (FHA) Housing Market HUD Mortgages Qualified Mortgage Rule

Was Chicken Little an Optimist?

The Consumer Financial Protection Bureau (“CFPB”) issued a true game changer on January 10, 2013, with its Ability to Repay and Qualified Mortgage Rule (the “Final Rule” or the “Rule”). Some industry observers seem to...more


CFPB Solidifies Loan Originator Compensation Restrictions, Dumps Zero-Zero Requirement

Even though the loan originator compensation rule (the “Final Rule” or “Rule”) finalized by the Consumer Financial Protection Bureau (“CFPB” or “Bureau”) in January passed without as much fanfare as the Bureau’s Qualified...more

4/24/2013 - Bonuses Borrowers CFPB Creditors Federal Reserve Lenders Mortgage Loan Originators Profit Sharing Qualified Mortgage Rule Truth in Lending Act (TILA)

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