Joseph D. Simon

Joseph D. Simon

Cullen and Dykman LLP

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Recent Developments Regarding The Truth In Lending Act’s Transfer Notice To Mortgage Borrower

The Truth in Lending Act was amended in 2009 to require the new owner or assignee of a mortgage loan secured by a consumer’s principal dwelling to send a written notice to the borrower within 30 days after the mortgage loan...more

8/28/2013 - Assignments Borrowers Creditors Loan Transfers Mortgages Notice Requirements TILA

CFPB Issues New Mortgage Servicing Requirements

The Consumer Financial Protection Bureau (“CFPB”) has issued two final rules that impose significant new mortgage servicing requirements in connection with residential mortgages to consumers. The rules implement amendments...more

2/20/2013 - CFPB Delinquent Borrowers Dodd-Frank Force-Placed Insurance Interest Rates Loss Mitigation Mortgage Loan Servicing Standards RESPA Small Servicer Exemption TILA

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