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Superstorm Sandy and Con Edison’s Power Shutdown: Lessons from Johnson Gallagher

In the wake of Superstorm Sandy, property insurers have repeatedly denied coverage for business owners in lower Manhattan – arguing that ConEd intentionally cut off power to its networks and that flooding damaged ConEd’s...more

4/8/2014 - Hurricane Sandy Property Damage Property Insurance Utilities Sector

Court Gets in Line with Majority of Jurisdictions on Faulty Products Coverage

A recent decision from an appellate court in Pennsylvania is good news for policyholders who manufacture products, as yet another jurisdiction joins the majority view that product manufacturers may be covered for damage that...more

1/16/2014 - Commercial General Liability Policies Construction Defects Design Defects Faulty Workmanship Liability Insurance Manufacturers Manufacturing Defects Occurrence

New York State Court Allows Policyholder to Pay Minimum Deductible for Flood Loss

In a January 2014 decision that may prove valuable to policyholders in their disputes over deductibles, a New York state trial court ruled that the appropriate deductible applicable to an oil terminal operator’s $2.28 million...more

1/9/2014 - Deductibles Flood Insurance Hurricane Sandy Natural Disasters

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