On January 18, the Consumer Financial Protection Bureau (CFPB) issued a final rule that implements amendments made by the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act) to the Equal Credit...more
1/31/2013
- Appraisal CFPB Disclosure Requirements Dodd-Frank Mortgages
In 2008, the U.S. Department of Housing and Urban Development (“HUD”) once again took up the mantle of reform to propose a sweeping revision of Regulation X, answered questions raised by the National Association of Realtors...more
2/24/2009
This article from 63 Business Lawyer 611 surveys the developments under the Real Estate Settlement Procedures Act (RESPA). ...more
2/1/2008
This article discusses the history of the Home Mortgage Disclosure Act and whether HMDA data is helpful in determining if discrimination has occurred. The article also appeared in 59 Consumer Finance Law Quarterly Report 189...more
4/6/2006
Years of efforts to promote mortgage finance reform culminated in proposed amendments to the Real Estate Settlement Procedures Act (RESPA) in July 2002. The 93-page amendment submitted by HUD secretary Mel Martinez has three...more
2/1/2003