On January 10, 2013, the Consumer Financial Protection Bureau issued its final rule on escrow account requirements for first-lien higher-priced mortgage loans. The rule amends existing escrow requirements and exemptions for...more
2/15/2013 - Ability-to-Repay Appraisal CFPB Condominiums Disclosure Requirements Dodd-Frank Escrow Holders First-Lien Higher-Priced Mortgage Loans HOEPA Loans Mortgage Escrow Account Prepayment Penalties PUDs Regulation Z RESPA TILA
On January 18, the Consumer Financial Protection Bureau (CFPB) issued a final rule that implements amendments made by the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act) to the Equal Credit...more
1/31/2013 - Appraisal CFPB Disclosure Requirements Dodd-Frank Mortgages
On January 18, the Federal Reserve Board, Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation, Federal Housing Finance Agency, National Credit Union Administration, and Office of the Comptroller...more
1/31/2013 - CFPB Dodd-Frank Equal Credit Opportunity Act Higher-Priced Mortgage Loans Mortgages
On January 10, 2013, the Consumer Financial Protection Bureau (the “Bureau”) issued a final rule (the “Rule”) that amends Regulation Z (Truth in Lending) to implement changes to the Home Ownership and Equity Protection Act...more
1/25/2013 - CFPB Disclosure Requirements Dodd-Frank Higher-Priced Mortgage Loans HOEPA Loans Mortgages Regulation Z TILA
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