Krista Cooley

Krista Cooley

K&L Gates LLP

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Latest Publications


HUD’s Proposal to Terminate FHA Insurance Policies Could Terminate the FHA Program

If there is anything that galls servicers of government-insured loans, it is the forfeiture or curtailment of all accrued interest from mortgage insurance claims resulting from the failure to foreclose fast enough within...more

9/2/2015 - Affordable Housing Claim Procedures Debentures Deed-in-Lieu of Foreclosure Fair Housing Act (FHA) Filing Deadlines Foreclosure HUD Insurance Industry Mortgage Insurance Mortgage Servicers Mortgages Residential Real Estate Market Termination

Navigating HUD’s New Single Family Housing Policy Handbook

Last fall the Department of Housing and Urban Development (“HUD”) issued the first section of its new Single Family Housing Policy Handbook (“Single Family Handbook” or “Handbook”). The Single Family Handbook is designed to...more

2/19/2015 - HUD National Housing Policy Single Family Housing

HUD Issues QM Proposal for Comment: There is a “There” There

This week, the United States Department of Housing and Urban Development (“HUD”) weighed in on its proposed version of a Federal Housing Administration (“FHA”) Qualified Mortgage (“QM”). Although the Consumer Financial...more

10/7/2013 - CFPB Dodd-Frank Fair Housing Act (FHA) Housing Market HUD Mortgages Qualified Mortgage Rule

Guilty Unless Proven Innocent: FHA’s Potential New Enforcement Regime

The use of statistical sampling to evidence compliance violations without actually performing loan level reviews is at the center of a new enforcement regime that the U.S. Department of Housing and Urban Development (“HUD” or...more

7/12/2013 - Compliance Enforcement Enforcement Actions Fair Housing Act (FHA) HUD Loans Mortgages Strategic Enforcement Plan

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