Kristen Rajagopal

Kristen Rajagopal

Ballard Spahr LLP

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Alabama Federal Court Ruling May Enable Borrowers with Tenants To Challenge Foreclosures

A recent decision from the U.S. District Court for the Northern District of Alabama may provide borrowers who rent portions of their property to tenants with an avenue for challenging a foreclosure. The court's analysis...more

1/20/2014 - Assignments Borrowers Foreclosure Mortgages Motion to Dismiss Tenants

HOLA Does Not Preempt Fraud Claims against Mortgage Loan Servicer, California District Court Rules

The Southern District of California recently held that claims against a mortgage loan servicer are not preempted by the Home Owners Loan Act (HOLA) when they rely on "general allegations of misrepresentation" and are only...more

9/5/2013 - Fraud HOLA Mortgage Loan Servicing Standards Mortgage Servicers Mortgages Preemption

Mortgage Banking Update: 10th Circuit: Law Firm Not Required To Flag Erroneous Credit Reports in Foreclosure Proceeding

A law firm hired to foreclose on a property was not required under the Fair Debt Collection Practices Act (FDCPA) to inform a credit reporting agency of erroneously negative credit reports on the borrower, even if the firm...more

5/3/2013 - Credit Reporting Agencies Credit Reports FDCPA Foreclosure

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