Manley Williams

Manley Williams

BuckleySandler LLP

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CFPB Announces Two Actions Related To Virtual Currencies

On August 11, the Consumer Financial Protection Bureau (the CFPB or Bureau) issued a “consumer advisory” concerning virtual currency and also announced that it would begin accepting consumer complaints about virtual currency...more

8/18/2014 - Bitcoins CFPB Popular Virtual Currency

New York Virtual Currency Proposal Could Capture Bank Products, Card Rewards Programs

On July 17, the New York Department of Financial Services (NYDFS) proposed a rule intended to govern the virtual currency marketplace. The proposed rule is extremely broad and as currently drafted would appear to capture...more

8/18/2014 - Bitcoins Department of Financial Services Virtual Currency

Special Alert: Recent Regulatory Actions Impacting Virtual Currency Ecosystem

On July 17, the New York Department of Financial Services (NYDFS) proposed a rule intended to govern the virtual currency marketplace. The proposed rule is extremely broad and as currently drafted would appear to capture...more

8/13/2014 - Bitcoins Financial Regulatory Reform Virtual Currency

The British (Financial Regulatory Principles) Are Coming!

Regulation of financial products and services in the U.S. historically has relied on rules-based regulatory policy, governing business processes including disclosures relating to terms, pricing, structure and marketing. The...more

4/16/2014 - Financial Products Regulatory Standards UK

CARD Act’s Ability to Pay Proposal Ignites Public Policy Debate

President Obama signed the Credit Card Accountability Responsibility and Disclosure Act of 2009 (CARD Act) on May 22, 2009. The CARD Act is intended to increase the disclosures associated with credit cards and prevent...more

5/15/2011

Who's Entitled to a Credit Card? Perspectives on the Fed's Independent Ability to Pay Amendment

Americans are devoted to credit cards, with nearly $800 billion in credit card debt and other revolving credit outstanding at year-end 2010. This fixation on credit has led to some hard landings recently, with credit card...more

3/1/2011

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