Mary Picard

Mary Picard

Dentons

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Who is a “parent” in the Ontario pension world? And why does it matter?

Any person who is the “spouse” of a member of a registered pension plan in Canada has rights regarding the pension entitlement of his or her partner. That important policy has been entrenched in pension legislation for...more

2/17/2017 - Canada Employee Benefits Pension Benefits Act Pensions Retirement Spouses

Ontario regulatory form regarding pension plan contributions: comply!

Trustees and administrators of Ontario registered pension plans: beware of Form 7. That’s the form that administrators of registered pension plans must complete, and send to their pension fund trustees, that summarizes...more

11/28/2016 - Canada Employee Benefits Employee Contributions Employer Contributions Filing Requirements Ontario Pensions Required Forms Retirement Plan

Ontario Pension Advisory Committees

If you are involved with the administration of an Ontario registered pension plan, you should familiarize yourself with new Ontario rules regarding pension advisory committees. The new rules will be effective January 1,...more

11/14/2016 - Advisory Committee Canada Employee Benefits Ontario Pensions Plan Administrators Retirement

Canada Pension Plan enhancements: it’s happening

Yesterday the federal government tabled Bill C-26, which will implement changes to the Canada Pension Plan that were announced in June, 2016.  All provinces other than Quebec are now on board, in support of increased employer...more

10/7/2016 - Canada Employee Benefits Employee Contributions Employer Contributions Pensions

Ontario Pension Plan Members Will Soon Have Significant New Rights

Ontario is on the verge of implementing new rights for members of registered pension plans. Members will have the right to form committees that will have broad rights to review information about all aspects of plan...more

8/29/2016 - Advisory Committee Canada Employee Benefits Pensions Plan Administrators Retirement Plan

U.S. employers targeted by lawsuits claiming excessive fees in employee retirement and savings plans: Could it happen in Canada?

I recently wrote about the legal risks regarding plan fees that should be considered by Canadian employers who sponsor group registered retirement savings plans and defined contribution pension plans....more

8/12/2016 - Class Action Colleges Educational Institutions Employee Benefits Fees Medical School Pensions Retirement Retirement Plan Universities

How should employers deal with pensions in a severance package?

HR professionals often ask us how to deal with pension issues when they structure severance packages for non-union employees. Should employees continue to earn pension benefits after termination of employment?  If so, for how...more

8/8/2016 - Canada Collective Bargaining Agreements (CBA) Employment Contract Hiring & Firing Pensions Severance Agreements Severance Pay Statute of Limitations Termination

Ontario Retirement Pension Plan: a guide

Media coverage about the Ontario Retirement Pension Plan (ORPP) has been unrelenting for the past two years. The Ontario government has made many announcements setting out its vision for its new, government-run defined...more

5/2/2016 - Canada Employee Benefits Employer Contributions ORPP Pensions Retirement Plan Wage and Hour

Employer liability relating to fees in employer-sponsored retirement and savings plans

Employers who sponsor retirement and savings plans for their employees should ensure that the fees paid by their employees within the plans are reasonable and adequately disclosed.  Lawsuits in the U.S., and a recent...more

9/30/2015 - Disclosure Requirements Employer Liability Issues Fees Investment Investors Pensions Retirement Retirement Plan

Ontario pension plan sponsors: it’s time to look at your SIPPs

Employers that provide registered pension plans to their Ontario employees should review their Statement of Investment Policies and Procedures (“SIPPs”) within the next few months. New Ontario SIPP requirements are coming...more

7/10/2015 - Employee Benefits Ontario Pensions Reporting Requirements Wage and Hour

Fight Over Reduction Of GM Retiree Benefits Not Over

General Motors of Canada suffered a blow this summer when an Ontario court held that GM was not entitled to reduce benefits it had promised to its retired workers....more

9/19/2013 - Canada Class Action Employee Benefits Employee Handbooks General Motors Pensions Retirement Plan Unions

Obligations To Pensioners In An Insolvency: Supreme Court Clarifies The Law

The Supreme Court of Canada overturned the Ontario Court of Appeal today in what is one of the most highly-anticipated cases for the pension and insolvency bars pending before the courts. In Indalex (Re) 2013 SCC 6, the court...more

2/4/2013 - Constructive Trusts Debtors Fiduciary Duty Indalex Insolvency Pensions Remedies

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