Melanie Brody

Melanie Brody

K&L Gates LLP

Contact  |  View Bio  |  RSS

Latest Publications

Share:

The Supreme Court Recognizes but Limits Disparate Impact in its Fair Housing Act Decision

On June 25, 2015, the Supreme Court, by a 5-4 margin, upheld the application of disparate impact under the Fair Housing Act (“FHA”) in Texas Department of Housing & Community Affairs v. The Inclusive Communities Project, Inc....more

6/29/2015 - Affordable Housing Discrimination Disparate Impact Disparate Treatment Fair Housing Act FHA Race Discrimination SCOTUS Texas Dept of Housing v Inclusive Communities

Time for a Tune-up: CFPB Finalizes Rule to Supervise Nonbank Auto Finance Companies and Issues Auto Finance Examination Procedures

On June 10, the Consumer Financial Protection Bureau (“CFPB” or the “Bureau”) published a final rule that will allow the agency to supervise certain larger nonbank auto finance companies for the first time and released auto...more

6/25/2015 - Automotive Loans CFPB Consumer Lenders Dodd-Frank Enforcement Authority Final Rules Industry Examinations Nonbank Firms

State Enforcement of the Consumer Financial Protection Act: State Lawsuits Offer a Sign of What’s to Come

At the end of 2014, the New York Department of Financial Services (“DFS”) became the first state regulator to settle a case using its authority to enforce the federal Consumer Financial Protection Act (“CFPA”). In Benjamin M....more

1/21/2015 - Automotive Loans CFPA CFPB Department of Financial Services Dodd-Frank Popular State Action Doctrine UDAAP

Start Your Compliance Engines: CFPB Proposes Rule to Supervise Larger Nonbank Auto Finance Companies

The Consumer Financial Protection Bureau (“CFPB” or “Bureau”) issued a proposed rule on September 17, 2014, that would empower the Bureau to supervise certain larger nonbank automobile finance companies. The CFPB proposed the...more

10/9/2014 - Automotive Loans CFPB Dodd-Frank Nonbank Firms

Ally Auto Lending Discrimination Settlement: What it Means for Indirect Auto and Other Lenders

The historic $98 million auto lending discrimination settlement between Ally Financial and Ally Bank (collectively, “Ally”), and the United States Department of Justice (“DOJ”) and Consumer Financial Protection Bureau...more

2/26/2014 - Ally Financial Inc Automotive Loans CFPB Discrimination DOJ Fair Lending Settlement

Township of Mount Holly: The United States Supreme Court Considers Whether the Fair Housing Act Recognizes Disparate-Impact...

On September 3, 2013, K&L Gates LLP filed a brief as amici curiae before the United States Supreme Court in Township of Mount Holly v. Mt. Holly Gardens Citizens in Action, Inc., a case in which the Court will consider...more

9/5/2013 - Disparate Impact Fair Housing Act Liability Mount Holly v Mt. Holly Citizens in Action SCOTUS

CFPB Solidifies Loan Originator Compensation Restrictions, Dumps Zero-Zero Requirement

Even though the loan originator compensation rule (the “Final Rule” or “Rule”) finalized by the Consumer Financial Protection Bureau (“CFPB” or “Bureau”) in January passed without as much fanfare as the Bureau’s Qualified...more

4/24/2013 - Bonuses Borrowers CFPB Creditors Federal Reserve Lenders Mortgage Loan Originators Profit Sharing Qualified Mortgage Rule TILA Zero-Zero Requirement

HUD Final Rule on Disparate Impact under the Fair Housing Act

On February 8, 2013, the Department of Housing and Urban Development (“HUD” or the “Department”) finalized its controversial discriminatory effects rule (the “final rule” or “discriminatory effects rule”), thus formalizing...more

3/13/2013 - Discrimination Disparate Impact Dodd-Frank FHA Final Rules HMDA HUD

CFPB Fair Lending Updates – Expectations for Enforcement and Regulation in 2013

Signaling that 2013 will be another eventful year in the fair lending world, the Consumer Financial Protection Bureau (“CFPB” or “Bureau”) issued two items this month that reveal an ambitious agenda for fair lending...more

12/19/2012 - CFPB DOJ Enforcement Fair Lending Memorandum of Understanding Military Service Members Mortgages

9 Results
|
View per page
Page: of 1

"My best business intelligence, in one easy email…"

Your first step to building a free, personalized, morning email brief covering pertinent authors and topics on JD Supra:

Sign up to create your digest using LinkedIn*

*With LinkedIn, you don't need to create a separate login to manage your free JD Supra account, and we can make suggestions based on your needs and interests. We will not post anything on LinkedIn in your name. Or, sign up using your email address.
×