Mercedes Kelley Tunstall

Mercedes Kelley Tunstall

Ballard Spahr LLP

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President Issues Executive Order to Improve Security of Federal Payment Systems

President Obama recently signed an executive order requiring federal agencies to improve the security of payment card transactions by upgrading to chip-and-PIN payment systems, which enable payments to be processed using an...more

10/23/2014 - Credit Cards Data Protection Executive Orders Financial Regulatory Reform Payment Systems

Director Cordray confirms CFPB plans to examine credit card rewards programs

According to a Bloomberg report by Carter Dougherty, Director Cordray confirmed last week that the CFPB will be looking at credit card rewards programs. Director Cordray is reported to have indicated that the CFPB will be...more

11/21/2013 - CARD Act CFPB Credit Cards Disclosure Requirements Rewards Programs Richard Cordray

CFPB Plans Continued Scrutiny of Credit Card Practices

The Consumer Financial Protection Bureau has issued a report on how the Credit Card Accountability Responsibility and Disclosure Act of 2009 (CARD Act) has affected the consumer credit card market. The report describes the...more

10/3/2013 - CARD Act CFPB Credit Cards

FTC Charges Payment Processor with ‘Assisting and Facilitating’ Debt Relief Scam

The Federal Trade Commission recently brought an enforcement action against a company that processed credit card payments for the operator of an alleged debt relief telemarketing scam. This action serves as a reminder to...more

6/11/2013 - Amended Complaints Credit Cards Debt-Relief Industry Enforcement FDIC FTC Scams Telemarketing Telemarketing Sales Rule

Merchants Challenge Constitutionality of New York’s ‘No Credit Card Surcharge’ Law

Five merchants and their principals have filed a lawsuit in federal district court in New York challenging the constitutionality of a state law that prohibits merchants from imposing a surcharge on credit card purchases. New...more

6/6/2013 - Credit Cards Debit and Credit Card Transactions Due Process Excise Surcharges First Amendment Fourteenth Amendment Merchant Fees Sherman Act

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