Michael Dailey

Michael Dailey

Dinsmore & Shohl LLP

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Deadline Looming to Amend Your Tax Allocation Agreement

The October 31st deadline to review and revise your tax allocation agreement is rapidly approaching. Banks and their holding companies need to ensure their agreements are in compliance with new regulatory guidance that,...more

10/20/2014 - Agency Bank Holding Company Banks Deadlines Debtor-Creditor Tax Allocation Agreements Tax Refunds

Pay Attention: Final Rules on Loan Originator Compensation

January, 2013, was a watershed month for mortgage standards after the Consumer Financial Protection Bureau released the long-awaited final rules on ability to repay, qualified mortgages, mortgage servicing, and appraisal...more

4/19/2013 - Ability-to-Repay Appraisal CFPB Compliance Dodd-Frank Final Rules Mortgage Loan Originators Mortgage Servicers Mortgages Qualified Mortgage Rule

CFPB’s Ability to Pay Rule

Last week, the Consumer Financial Protection Bureau (CFPB) issued its final Ability-to-Repay Rule (the Rule). The CFPB is also seeking comments on a concurrent proposal that would modify the ability-to-repay rule, which it...more

1/21/2013 - Ability-to-Repay CFPB Dodd-Frank Mortgages Qualified Mortgage Rule Underwriting

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