Michael Dailey

Michael Dailey

Dinsmore & Shohl LLP

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Pay Attention: Final Rules on Loan Originator Compensation

January, 2013, was a watershed month for mortgage standards after the Consumer Financial Protection Bureau released the long-awaited final rules on ability to repay, qualified mortgages, mortgage servicing, and appraisal...more

4/19/2013 - Ability-to-Repay Appraisal CFPB Compliance Dodd-Frank Final Rules Mortgage Loan Originators Mortgage Servicers Mortgages Qualified Mortgage Rule

CFPB’s Ability to Pay Rule

Last week, the Consumer Financial Protection Bureau (CFPB) issued its final Ability-to-Repay Rule (the Rule). The CFPB is also seeking comments on a concurrent proposal that would modify the ability-to-repay rule, which it...more

1/21/2013 - Ability-to-Repay CFPB Dodd-Frank Mortgages Qualified Mortgage Rule Underwriting

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