Michele Ventura

Michele Ventura

Ballard Spahr LLP

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Latest Publications


Sixth Circuit Holds that a Business Entity Is a "Person" for Purposes of FDCPA's Enforcement Provision

The Sixth Circuit Court of Appeals recently held that a limited liability company (“LLC”) constitutes a “person” within the meaning of the Fair Debt Collection Practices Act (FDCPA or the “Act”), in Anarion Investments LLC v....more

8/27/2015 - Appeals Banking Sector Banks Consumer Lenders Debt Collection Debt Collectors FDCPA Limited Liability Companies Mortgage Lenders Mortgage Servicers Mortgages Wrongful Foreclosures

Seventh Circuit Clarifies “Date of Receipt” of Online Mortgage Payment

In a recent putative class action by borrowers against a mortgage servicer alleging violations of the Truth in Lending Act (“TILA”), the Seventh Circuit Court of Appeals found that mortgage servicers must credit electronic...more

5/4/2015 - Borrowers Electronic Payment Transactions Mortgage Lenders Mortgage Servicers Mortgages Putative Class Actions Regulation Z Truth in Lending Act (TILA)

Federal Appeals Court Revives Suit Over "All Natural" Cosmetic Labeling

“A product labeled ‘all natural’... likely evokes images of ground herbs and earth extracts rather than chemicals such as ‘Polysorbate 20’ or ‘Hydroxycitronellal.’” With that opening sentence, the Ninth Circuit Court of...more

4/16/2015 - All Natural Appeals Class Action Cosmetics Jurisdiction Labeling

NJ Federal Court Confirms: No Consumer Fraud Claims For Product ‘Harm’

The U.S. District Court for the District of New Jersey has once again confirmed a recent trend in consumer fraud class actions based on product liability claims: if the essence of the claim is harm caused by an allegedly...more

2/12/2015 - Class Action Fraud Product Defects

Pennsylvania Supreme Court Declines To Adopt Restatement (Third) of Torts

In a long-awaited opinion, the Pennsylvania Supreme Court has recently declined to adopt the Restatement (Third) of Torts in product liability cases, ruling instead that the strict liability regime of the Restatement (Second)...more

11/24/2014 - Negligence Strict Liability

Federal Court Rejects Controversial Attempt To Expand Class Action Liability

In a putative class action in federal court, the U.S. District Court for the District of New Jersey quickly put to rest a controversial theory advanced by the plaintiffs to allow them to sue defendants who admittedly caused...more

4/21/2014 - Article III Class Action DirectTV Standing

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