Ralph R. Mazzeo

Ralph R. Mazzeo

Dechert LLP

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RMBS Risk Retention is Here

It's official. Risk retention became effective for residential mortgage-backed securities (“RMBS”) on December 24, 2015. Since the final rules (the “Rules”) were issued, there has been a lot of talk throughout the broader...more

2/29/2016 - Asset-Backed Securities Dodd-Frank Exemptions Loans Mortgages Risk Retention RMBS

U.S. Consumer Financial Protection Bureau Seeks Comments to Proposed Amendments to the Ability-to-Repay Requirements and Qualified...

The U.S. Consumer Financial Protection Bureau (the “Bureau”) has released a proposal (the "Proposal") to amend the Bureau's recently issued final rules (the “Rules”) on the definition of a qualified mortgage (“QM”) and the...more

2/15/2013 - Ability-to-Repay CFPB Exemptions Mortgages Qualified Mortgage Rule Safe Harbors

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