Richard Lewis

Richard Lewis

Reed Smith

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Latest Publications


NY High Court’s ‘All Sums’ Allocation Ruling in Viking Pump is a Game Changer

On May 3, 2016, New York’s high court took a giant step forward in protecting policyholders facing latent injury claims, allowing them to avoid multiple deductibles, retentions and insolvent coverage. In the Matter of Viking...more

5/4/2016 - Asbestos Litigation Contract Interpretation Corporate Counsel DE Supreme Court Excess Policies Insurance Industry Insurance Litigation Non-Cumulation Clause Pro Rata Allocation Rule

Hurricane Season: Time to Determine Whether You're Covered for Weather

June 1 brings the beginning of the 2016 hurricane season. These storms have the potential to cause devastating damage for companies who own property such as apartment buildings, hotels, factories, retail outlets, warehouses...more

5/2/2016 - Business Interruption Commercial General Liability Policies Natural Disasters NOAA Property Damage Property Insurance Property Valuation Replacement Costs Severe Weather

As Winter Storm Jonas Bears Down, Businesses Should Seek To Protect Their Insurance Rights

While this year’s winter has been relatively mild for the East Coast, Winter Storm Jonas is expected to produce prolific amounts of snow in parts of the East, rivaling infamous snowstorms of the recent past. While the...more

1/25/2016 - Business Interruption Commercial Insurance Policies Notice Requirements Property Damage Property Insurance Severe Weather

Proving Your Business Income Loss: Defeating Insurance Company Challenges to Policyholder Evidence

Courts commonly observe that the purpose of Business Interruption or Business Income insurance is to put the policyholder in the same position it would have been in had there been no interruption. The Business Interruption...more

3/18/2015 - Business Income Business Interruption Commercial General Liability Policies Daubert Ruling Evidence Expert Witness Forensic Accounting

As the Snowfall Comes to an End, Buffalo, New York Area Businesses Should Seek To Protect Their Insurance Rights

The Buffalo, New York, area has been devastated with record-setting levels of snowfall. In just a few days, the area has received a year’s worth of snow, with more than seven feet in some places. The heavy snow has led to...more

11/26/2014 - Business Interruption Flooding Insurance Industry Property Damage Water Damage

Disaster and Business Interruption Coverages in the Wake of the Polar Vortex

The “Polar Vortex” created severe cold weather conditions and record low temperatures across most of the United States. Many businesses suffered property damage or loss of business as a result of weather-related shut downs,...more

1/20/2014 - Business Interruption Insurance Industry Natural Disasters Polar Vortex Property Damage

Unprecedented Flooding in Alberta, Canada: Insurance Coverage for Property Damage, Loss of Business Income and Extra Expenses

Three days of unusually heavy rainfall has caused extensive flooding in Alberta, Canada. Calgary, the epicenter of Canada’s energy industry, was particularly hard hit, with flooding of the city itself and widespread loss of...more

7/1/2013 - Business Income Business Interruption Canada Flooding Insurance Industry Loss Coverage Property Damage

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