Rick Jones

Rick Jones

Dechert LLP


Latest Publications

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The Shadow Banking Market: The Shadow Knows

There’s a lot of talk these days about the growth of a shadow banking market. Shadow is right! The growth of the commercial lending market outside of the universe of insured depository institutions and life insurance...more

5/21/2013 - Banks Commercial Loans Financial Regulatory Reform Shadow Banking

Undue Commercial Real Estate Risks Are Bad: The Mathematical Proof of the Blindingly Obvious

I was entertaining myself early this morning by looking over a joint agency report just released entitled “An Analysis of the Impact of the Commercial Real Estate Concentration Guidance”. This report summarizes the...more

4/23/2013 - Banking Crisis CRE Portfolios Great Recession

Cyprus: Yesterday's News

As we predicted a few weeks ago (see link below), Cyprus has rapidly fallen off the screen. Back to business as usual, based upon an iron-willed refusal to see the spreading cracks in the edifice of the common market...more

4/17/2013 - Central Bank of Cyprus Cyprus Bailout EU European Commission

Terrorism Insurance Redux

Terrorism insurance has been boring for the past several years. It risks becoming not boring. In the lee of the terrorism attack of 9/11, the Terrorism Risk Insurance Act, or TRIA, was rapidly passed by the Congress and...more

4/3/2013 - Terrorism Insurance Terrorist Acts TRIA

Cyprus: Not the Archduke Ferdinand Moment, This Time

Among the more technical topics we cover in this Blog, we keep an eye on Europe as we fundamentally continue to worry that Europe’s disease could infect our markets. As I write this, Cyprus is trying to sort out the terms of...more

3/26/2013 - Bailout Banking Crisis EU

It's Time to Revisit Risk Retention

Two and a half years after Dodd-Frank and almost two years after the first hurriedly issued proposed rules, the six agencies (Department of Housing and Urban Development, Federal Deposit Insurance Corp., Federal Housing...more

2/7/2013 - Commercial Mortgage Securitization Dodd-Frank Real Estate Market Risk Retention

Black Swans in Camo: Continued Concern about the European Community

I have written periodically in this Blog about my persistent concerns about the European economy and its capacity to negatively impact ours. I get wound up, then I get swayed by the majority views of the chattering class who...more

1/31/2013 - Eurozone

Crunched Credit - January 2013

Below are links to some recent CrunchedCredit posts,including a preview of next week’s CREFC conference inMiami. For more information or to subscribe, visit us atCrunchedCredit.com. You can also sign up to receiveemail alerts...more

1/14/2013 - Borrowers CREFC Debt Dodd-Frank EU Eurozone Insolvency Investors Lenders

A Christmas Wish: Fix Dodd-Frank (Just a Little)

The election’s over and elections matter we’re told, albeit most of the denizens of Washington seem to have remained in their seats. The fiscal cliff awaits. We wait, with various levels of trepidation, for a workable...more

12/24/2012 - CFPB Dodd-Frank Mortgages Rating Agencies Volcker Rule

CrunchedCredit.com's 3rd Annual Golden Turkey Awards

Our plates filled with year-end deals, Thanksgiving Week is upon us, and with it CrunchedCredit.com’s annual recognition of the stories, events and ideas that struck us as funny, outrageous or both amidst the tsunami of stuff...more

11/26/2012

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