Ryan Barry

Ryan Barry

Chambliss, Bahner & Stophel, P.C.

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Use This Form to Avoid Loved Ones Being Denied Medical Information About You

If you are in the hospital, the last thing you want is for a family member or a trusted friend to be denied information about your condition or prognosis. But this could happen if you haven’t already given authorization...more

7/7/2015 - Forms Health Care Providers Healthcare HIPAA Power of Attorney Releases

What to Do When Your Child Turns 18, Part I: Education and Employment

At some point in their child's early adolescence, most families suddenly realize that the services and programs that they rely on to care for the child will soon disappear and be replaced by radically different benefits. ...more

6/10/2015 - Disability EIPA IDEA Social Security Adminstration Social Security Disability Special Education Special Needs Adults Special Needs Children Supplemental Security Income (SSI)

How Do Impairment-Related Work Expenses Affect My Federal Disability Benefits?

Social Security Disability Income (SSDI) and Supplemental Security Income (SSI) are the two primary federal disability benefits that provide monetary assistance for people with special needs. Both programs allow working...more

6/9/2015 - Disability Benefits Social Security Disability Special Needs Adults Supplemental Security Income (SSI)

Starting a New Job? Consider These Tips When Signing Up for Employee Benefits

When you start a new job you may be offered a wide range of employee benefits, from retirement accounts to life insurance. If you are the parent of a child with special needs, the decisions you make when signing up for these...more

6/8/2015 - 401k Beneficiary Designations Disability Insurance Employee Benefits Life Insurance Retirement Plan Special Needs Children

Children With Special Needs May Receive Medicaid Coverage for Home Care Despite Parents' Assets

If you have a child with special needs who requires an institutional level of care that can be provided in your home instead of in a hospital or other institution, the Katie Beckett Medicaid Waiver program may allow you to...more

6/5/2015 - Home Health Care Medicaid Special Needs Children

White House Proposes New Rules to Protect Investors Saving for Retirement

You might think that the top priority of the broker or financial adviser managing your retirement funds is to maximize your returns, but that’s not always the case. Some steer their clients to bad retirement investments with...more

3/12/2015 - Fiduciary Duty Investment Adviser Obama Administration Proposed Regulation Retirement Plan

The 6 Biggest Estate Planning Mistakes

If you’re like most people, you have the best of intentions with regard to how you want your estate distributed when you die or your affairs handled should you become incapacitated. Unfortunately, without proper planning,...more

3/11/2015 - Beneficiaries Disability Trusts

Some Senior Living Facilities Are Discriminating on the Basis of Disability

Continuing Care Retirement Communities (CCRCs) sound like a great idea, and in many ways they are. They offer residents access to the entire residential continuum -- from independent housing to assisted living to...more

3/10/2015 - Continuing Care Retirement Communities Disability Discrimination

Retiring Abroad with a Long-Term Care Insurance Policy

As more people consider retiring abroad, questions are arising about how an overseas retirement will affect long-term care insurance benefits. If you are planning to relocate out of the country and want to purchase or already...more

3/9/2015 - Health Insurance Long-Term Care Retirement

Three Big Differences Between SSI and SSDI

Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI) are both federal programs that provide cash payments to people who meet the federal definition of "disabled." But the similarities between...more

12/17/2014 - Social Security Disability Social Security Income

A Simple Way to Organize your Special Needs Planning Documents

If you are like most people, you didn't assemble your special needs plan all at once. You may have created a special needs trust in 2001, purchased life insurance to fund it in 2005, established a guardianship when your...more

12/16/2014 - Document Management Special Needs Trust

Talking to Relatives About Guardianship of a Child with Special Needs

In a recent Washington Post advice column, a reader asked columnist Carolyn Hax whether the reader should explain her decision to name one set of relatives as the guardians of her children to the relatives that she did not...more

12/15/2014 - Minors Special Needs Trust

Think Carefully Before Giving Gift Cards to an SSI Recipient

The holidays are here and most families are busy shopping for gifts for their loved ones. According to the National Retail Federation, gift cards are once again expected to be the most popular gift given because they are easy...more

12/12/2014 - Gift-Cards Social Security Social Security Benefits Social Security Disability SSA

What's the Difference Between Medicare and Medicaid in the Context of Long-Term Care?

Although their names are confusingly alike, Medicaid and Medicare are quite different programs. Both programs provide health coverage, but Medicare is an “entitlement” program, meaning that everyone who reaches age 65 and is...more

9/8/2014 - Health Insurance Home Health Care Long-Term Care Medicaid Medicare Social Security Benefits

Medicare Increases Coverage of Mental Health Services

Medicare has increased the amount of mental health coverage beneficiaries are entitled to. After years of unequal treatment, Medicare now covers mental health care the same way it covers physical illnesses....more

9/5/2014 - Healthcare Medicare Mental Health

Six Things to Consider Before Making Gifts to Grandchildren

Grandparents often are particularly generous to grandchildren as they see their family’s legacy continuing on to a new generation. In many cases, grandparents feel they have ample resources and their children or grandchildren...more

9/4/2014 - Estate Planning Gift Tax

Beneficiary Designations Can Cause Problems for Children With Special Needs

Private retirement savings plans, like IRAs and 401(k)s, have become the main way for American families to save for retirement. But parents of children with special needs need to be vigilant when signing up for a retirement...more

6/10/2014 - Beneficiary Designations IRA Retirement Plan Special Needs Trust

Social Security Disability Trust Fund Will Be Empty in Less Than Two Years

If Congress doesn't act, the trust fund that provides a significant portion of federal Social Security Disability Insurance (SSDI) benefits will run dry in 2016, according to testimony at a recent hearing of the Senate...more

6/9/2014 - Legislative Agendas Payroll Taxes Senate Finance Committee Social Security Disability Trust Funds

When Life Changes, the Social Security Administration Needs to Know

While the Social Security Administration (SSA) frequently conducts reviews to make sure that people who receive Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI) are still eligible for those...more

6/6/2014 - Social Security Social Security Adminstration Social Security Benefits

Is Your Special Needs Plan Due for a Tune-Up?

Doctors recommend visiting once every year for a physical, and dentists stress the importance of six-month checkups, but did you know that you should also take the time to review your special needs plan with your attorney at...more

6/5/2014 - Estate Planning

What Are the House Ownership Options When Parents and Adult Children Live Together?

Increasingly, several generations of American families are living together. According to a Pew Research Center analysis of U.S. Census data, more than 50 million Americans, or almost 17 percent of the population, live in...more

3/11/2014 - Adult Children Estate Planning Jointly-Owned Property Life Estates Medicaid Tenant-In-Common Trusts

Using a No-Contest Clause to Prevent Heirs from Challenging a Will or Trust

If you are worried that disappointed heirs could contest your will or trust after you die, one option is to include a "no-contest clause" in your estate planning documents. A no-contest clause provides that if an heir...more

3/10/2014 - Estate Planning No Contest Clause

Federal Government Creates New Retirement Savings Option: MyRA

In his 2014 State of the Union message, President Obama announced a new retirement savings program for people who do not currently have an employer-sponsored plan. The new investment product, called myRA, is a starter savings...more

3/7/2014 - Bonds IRA MyRA

Things to Remember at Tax Time

April 15th is approaching and it is time to begin crossing T's and dotting I's in preparation for paying taxes. As tax time draws near, you want to make sure you file all the proper forms and take all deductions you're...more

3/6/2014 - Tax Deductions Tax Returns

In Re Estate of Ina Ruth Brown

The Tennessee Supreme Court recently upheld a lower court’s decision to enforce a contract between a husband and wife to execute wills providing for all of their children and to refrain from changing their wills after the...more

4/18/2013 - Contract Term Living Will

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