Ryan Sawyer

Ryan Sawyer

Partridge Snow & Hahn LLP

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Usury Savings Clauses No Longer Save Lenders

Commercial lenders in Rhode Island may no longer rely upon a Usury Savings Clause in loan documents. Most commercial loan documents contain such a clause, which usually states that any payments made by a borrower in excess...more

3/13/2014 - Commercial Loans Savings Clause Usury

Are Your Procedures in Compliance with the Updated UCC Article 9?

Despite the lack of fireworks and fanfare, July 1, 2013, ushered in new changes to the Uniform Commercial Code that are important to bankers, lenders and legal practitioners. The revisions to UCC Article 9 (“Article 9”)...more

7/5/2013 - Article 9 Compliance Creditors Debtors Financial Statements Financing Public Records UCC

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