Ryan Tooley

Ryan Tooley

Pepper Hamilton LLP

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Managing Potential Sticker Shock – Agencies Release Guidance to Prepare Banks for HELOC End-of-Draw Periods

On June 30, 2014, the federal financial institution regulatory agencies (the Agencies) published Interagency Guidance on Home Equity Lines of Credit Nearing Their End-of Draw Period (the Guidance), which, as the title...more

7/16/2014 - Banking Sector HELOC Mortgages Risk Management Underwriting

CFPB Issues Final Mortgage Servicing Rules

On January 17, 2013, the Consumer Financial Protection Bureau (CFPB) issued two final servicing rules that amend and add new provisions to the Truth in Lending Act and the Real Estate Settlement Procedures Act (Rules), as...more

2/7/2013 - Adjustable-Rate Mortgage CFPB Delinquent Borrowers Dodd-Frank Loss Mitigation Mortgage Loan Servicing Standards RESPA TILA

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