Soyong Cho

Soyong Cho

K&L Gates LLP

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Latest Publications


Don’t Look a Gift Card in the Mouth: Beware of Liability Under the Electronic Fund Transfers Act

Many of us have had a similar experience. We receive a gift card, put it in a “safe” place with other gift cards, and forget it exists. Inevitably, we uncover the gift card and find ourselves asking questions such as: Does...more

4/14/2016 - Administrative Remedies CARD Act EFTA Expiration Date Gift-Cards Merchant Fees Private Right of Action Statute of Limitations

UDAAP Round Up: 2014 Year in Review

In this issue: - A. UDAP/UDAAP Actions - 1. Auto Lending - 2. Banking Products - 3. Credit Card Add-On Products - 4. Credit Card Advertising - 5. Credit Reporting and...more

2/11/2015 - Advertising Automotive Industry Consumer Financial Products Credit Reporting Agencies Debt Collection Mortgage Servicers Mortgages Payday Loans Private Student Loans Student Loans UDAAP

Cybersecurity Lessons Learned From the FTC’s Enforcement History

In 2014, cybersecurity and data breach incidents regularly made the headlines, with the reported breaches becoming increasingly large and complex. As in the past, these data breaches have inevitably been followed by a flurry...more

12/23/2014 - Cybersecurity Data Breach Enforcement Actions FTC

D.C. Circuit Broadly Applies Attorney-Client Privilege to Internal Investigations

The attorney-client privilege broadly applies to communications made for the purpose of obtaining or providing legal advice. However, what if an internal investigation has multiple purposes, some of which are to provide legal...more

7/7/2014 - Appeals Attorney-Client Privilege Compliance False Claims Act (FCA) Internal Investigations KBR (formerly Kellogg Brown & Root) Work-Product Doctrine

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