Thomas J. Noto

Thomas J. Noto

Morrison & Foerster LLP

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Latest Posts › Ability-to-Repay

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Interagency Fair Lending Guidance: A First Step, but in the Right Direction?

Five federal regulators, with HUD noticeably absent, issued the first interagency guidance on the much-debated intersection of fair lending enforcement and the Ability-to-Repay and Qualified Mortgage Standards Rule taking...more

10/29/2013 - Ability-to-Repay CFPB Fair Lending FDIC Federal Reserve Mortgages NCUA OCC Qualified Mortgage Rule

CFPB Ability to Repay Rules Issued

On January 10, 2013, the Consumer Financial Protection Bureau issued much-anticipated revisions to Regulation Z to implement provisions of the Dodd-Frank Wall Street Reform and Consumer Protection Act that require lenders to...more

1/29/2013 - Ability-to-Repay CFPB Mortgage Loan Originators Mortgages Qualified Mortgage Rule Regulation Z Safe Harbors

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