Yesenia Garcia Perez

Yesenia Garcia Perez

Foley & Lardner LLP

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Latest Publications


Simple Steps to Help Keep Your Trade Secrets Safe

As illustrated by the recent lawsuit by America’s Test Kitchen against celebrity chef Christopher Kimball, companies in a variety of industries are vulnerable to losing their trade secrets....more

1/17/2017 - Cease and Desist Confidential Information Confidentiality Agreements Employment Contract Misappropriation Passwords Trade Secrets

ACA Suit Challenging Reduction in Hours Allowed to Proceed

Many employers are still working to catch up to and understand the new requirements of the Affordable Care Act (ACA) – including the IRS, which has announced automatic extensions to certain reporting requirements for this...more

3/10/2016 - Affordable Care Act Class Action Employee Benefits Employer Mandates ERISA Health Insurance Wage and Hour

Only 28 Days Left to Submit Comments Regarding the CFPB’s Proposed Modifications to Home Mortgage Disclosure (Regulation C)

The Consumer Financial Protection Bureau (“CFPB”) has published for public comment, a proposed rule amending Regulation C to implement amendments to the Home Mortgage Disclosure Act (HMDA). The HMDA requires certain financial...more

10/3/2014 - CFPB HMDA Mortgages Proposed Amendments Public Comment Regulation C

The CFPB Alerts Credit Card Issuers That Marketing of Credit Card Promotional APR Offers May Violate Federal Law

The Consumer Financial Protection Bureau (“CFPB”) recently issued a bulletin alerting credit card companies that they may be at risk of breaking the law as a result of the way they market promotional rates. Specifically,...more

9/8/2014 - Banking Sector Banks CFPB Credit Cards Dodd-Frank Interest Rates Unfair or Deceptive Trade Practices

CFPB Issues Electronic-Closing Pilot Guidelines and Seeks to Use Technology to Improve Mortgage Closing Experience

The Consumer Financial Protection Bureau (CFPB) recently announced that it is launching an electronic-closing (e-Closing) Pilot program designed to address some of the most common concerns relating to the mortgage closing...more

4/28/2014 - CFPB Closing Documents Mortgages

The CFPB Requests That Agreements Marketing Financial Products to Students Enrolled in Institutions of Higher Education be...

As a follow up to its initial inquiry earlier this year, the Consumer Financial Protection Bureau (“CFPB”) is alerting financial institutions about the “potentially risky practice of making secret payments” to colleges and...more

12/19/2013 - CFPB Colleges Credit Cards Marketing Students Transparency Universities

Offering Parental Leave Can Bite You Back

A recent Equal Employment Opportunity Commission (“EEOC”) claim by a male employee alleging that his employer’s paid time off policy for new parents is discriminatory on the basis of gender is a potential alert to employers...more

11/19/2013 - Civil Rights Act EEOC Employer Liability Issues Parental Leave Title VII

CFPB’s Remittance Transfer Rule

The Consumer Financial Protection Bureau’s (“CFPB”) Remittance Transfer Rule, also known as Regulation E, became effective on October 28, 2013. The Rule established the basic rights, liabilities, and responsibilities of...more

11/15/2013 - CFPB Disclosure Requirements Remittance Transfer Rule

CFPB Launches New Regulatory Implementation Page to Ensure Industry Is Ready to Comply With New Mortgage Rules

The Consumer Financial Protection Bureau (“CFPB”) recently announced that it has launched a Regulatory Implementation page that consolidates all of the new 2013 mortgage rules and related implementation materials....more

6/27/2013 - Ability-to-Repay CFPB ECOA HOEPA Mortgage Loan Originators Mortgages Qualified Mortgage Rule RESPA Truth in Lending Act (TILA)

An "Honest Belief" Remains a Viable Defense Option

Termination and other adverse employment actions often give rise to claims of intentional discrimination and other litigation. In many cases, the issues will boil down to an assertion that the facts supporting the employer’s...more

5/29/2013 - Adverse Employment Action Age Discrimination Discrimination Hiring & Firing Honest Belief Defense Termination

CFPB’s Amendments To The “Escrows Final Rule” Seek To Maintain Consumer Protections Applicable To Higher-Priced Mortgage Loans And...

The Consumer Financial Protection Bureau (“CFPB”) recently issued a final rule clarifying the 2013 Escrows Final Rule issued by CFPB on January 10, 2013. The CFPB indicates that the clarifying and technical amendments to the...more

5/23/2013 - Amended Regulation CFPB Escrow Accounts Final Rules Higher-Priced Mortgage Loans Mortgages

Ringing in the New Year in 2013: California’s Homeowner’s Bill of Rights Law Takes Effect

Dubbed as the “Homeowner’s Bill of Rights,” on July 11, 2012, California Governor Jerry Brown signed into law AB 278/SB 900 marking the first U.S. state to adopt into law the residential mortgage foreclosure reform principles...more

1/4/2013 - Attorney's Fees Foreclosure Homeowner Bill of Rights Injunctions Mortgages National Mortgage Settlement Private Right of Action Robo-Signing

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