Administrative Agency Consumer Protection Bankruptcy

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Federal Gift Card Bill Would Significantly Affect Promotional and Loyalty Gift Card Programs

On December 10, 2012, Sen. Bob Casey (D-PA) announced his joint sponsorship of Senate Bill 3636, known as the "Gift Card Consumer Protection Act of 2012," which was originally introduced and referred to the Senate Committee...more

CFPB: Re-Opening "Ability-to-Repay"

On June 5, 2012, the Consumer Financial Protection Bureau (Bureau) announced that it is "reopening the comment period" for the proposed rule, issued on May 11, 2011 by the Federal Reserve Board (Board), addressing the new...more

Community Banking Excellence - April 2012

In This Issue: - Interview with a Community Banking Professional: Mark Williamson, President of High Point Bank - Creditors' Rights: Top 10 Bankruptcy Truths Bankers Should Know by Rayford K. (Trip) Adams III...more

Dodd-Frank Act Creates Significant Changes in Bankruptcy Law Affecting Derivatives and Other Trading Counterparties

After months of negotiations and conferences among key legislators, President Obama signed into law a final version of regulatory reform legislation on July 21, 2010. More than 2,000 pages long, the “Dodd-Frank Wall Street...more

State Regulatory Workshop: Legal and Regulatory Compliance Challenges and Opportunities for Credit Counseling Agencies

Introduction: *What do Changes on the Federal Level Mean for State Law Compliance? – Dodd-Frank / Consumer Financial Protection Act • Bureau of Consumer Financial Protection – Proposed Debt Settlement Legislation –...more

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