Civil Rights › Commercial Law & Contracts › Consumer Protection

CFPB Issues Subpoenas to Motor Vehicle Lenders: Discretion = Discrimination?

The Consumer Financial Protection Bureau (CFBP) has taken another step in its attempts to ensure “fair” pricing in indirect motor vehicle financing transactions. This latest development highlights the CFPB’s focus on the...more

Supreme Court Ups the Bar for Class Action Lawsuits

Supreme Court Ups the Bar for Class Action Lawsuits by Christine M. Vanek on May 7, 2013 The U.S. Supreme Court’s decision in Comcast Corp. v. Behrend will likely help businesses defend employment, anti-trust, consumer...more

Disability Access Lawsuit Filed in Los Angeles Against Bed Bath & Beyond Could Spell Trouble For Retailers, Others

Earlier this week, on April 29, 2013, a man with hearing impairments filed suit against Bed Bath & Beyond alleging that it failed to provide captioning or a transcript for the product promotional video on display in its Los...more

New Risks for Indirect Lenders

Last month the Consumer Financial Protection Bureau announced that it will start holding banks accountable for the discriminatory actions of indirect auto lenders. The issue arises when a consumer goes to purchase a car and...more

Housing Counselor Survey Alleges Banks Fail To Comply With National Mortgage Settlement.

On April 3, a California borrower advocacy organization published the results of its survey of housing counselors, which the organization claims reveals that problems persist with the implementation of the national servicing...more

Auto finance: can we really call disparate impact “discrimination”?

I want to thank Jeff Sovern over at the Public Citizen Consumer Law & Policy Blog for having an interesting back-and-forth with me over the last week about the application of the disparate impact theory of liability to dealer...more

Insights Into The Financial Fraud Enforcement Task Force Priorities For 2013

On March 20, 2013, Michael Bresnick, Executive Director of DOJ’s Financial Fraud Enforcement Task Force gave a speech at the Exchequer Club of Washington, DC highlighting recent accomplishments of the Task Force and outlining...more

New Study Claims Mortgage Lenders Discriminate Against Women

On March 12, the Chicago-based Woodstock Institute released research claiming that mortgage lenders discriminate against female applicants. The research is presented in a “fact sheet” and previews a longer report the group...more

The CFPB Stretches ECOA Past the Breaking Point with Auto Finance

In a story released last night, Carter Dougherty at Bloomberg reports that the CFPB has warned “at least four banks” that it may take enforcement action against them under ECOA, alleging that a “policy” of “allowing” dealers...more

Settlement of Michigan Lending Discrimination Lawsuit Underscores Regulatory Focus on Equal Access to Credit

The U.S. Department of Justice (DOJ) has reached a settlement with Community Bank of St. Charles, Michigan, in a federal lending discrimination lawsuit filed by DOJ against the bank....more

CFPB Ombudsman's Office Publishes First Annual Report

Full text copy of the Consumer Financial Protection Bureau Ombudsman's Office first annual report. From the report: "The CFPB Ombudsman advocates for a fair process as between consumers, the providers of consumer financial...more

DOJ Fair Lending Focus Continues in Settlement of Case Challenging Lender's Minimum Loan Amount Policy

The Department of Justice's recent announcement that it had settled its case against Luther Burbank Savings challenging Luther's minimum loan amount policy demonstrates the DOJ's continued focus on fair lending. The...more

Tassare gli alimenti dannosi per la salute e per i bilanci? Uno sguardo al recente (e ancora in corso) dibattito italiano

Tassare o non tassare le bibite analcoliche zuccherine e i superalcolici? La domanda è parte della più generale questione se ricorrere o meno alla leva fiscale per correggere abitudini alimentari dannose per...more

DOJ Settles 'Pattern or Practice' Fair Lending Case

The Department of Justice's "pattern or practice" fair lending lawsuit against GFI Mortgage Bankers, Inc., has resulted in a settlement that requires GFI to pay a total of $3.555 million, consisting of $3.5 million in...more

Ninth Circuit Reverses Dismissal of Pricing Discrimination Suit Against Auto Dealers

On July 13, the U.S. Court of Appeals for the Ninth Circuit reversed a district court’s dismissal of a Department of Justice suit alleging that two automobile dealers violated the Equal Credit Opportunity Act by charging...more

CFPB Puts Consumer Lenders on Notice Regarding Discriminatory Practices

he CFPB today put consumer lenders on notice that it “will use all available legal avenues, including disparate impact, to pursue lenders whose practices discriminate against consumers.” The CFPB intends to employ disparate...more

Fundamentos Anteproyecto Código Civil 2012

Anteproyecto Código Civil 2012 Argentina

Fundamentos del anteproyecto....more

Abuse of Dominance Under Competition Act 2002

Find the Details about the provisions for Abuse of Dominance under Competition Act 2002 of India...more

Is Your Business Compliant with the Unfair Contracts Legislation?

It is a priority for businesses to understand amendments to the trade practices and fair trading legislation making unfair terms of some consumer contracts void and subject to penalty. Do your contracts contravene the...more

Michael Starke v. PFS Concepts, Inc.

Class Actions Filed Against Florida Timeshare Companies

Tampa, Florida. Michael Starke, an owner of several timeshare interests, filed nationwide class actions against two Florida timeshare resale companies, namely, PFS Concepts, Inc. (d/b/a US Vacation) and Timeshare Resales and...more

Abuse of Dominance Under Competition Act 2002

It is about the Provisions of Abuse of Dominance under Indian Competition Act 2002...more

Legal Alert: Legislation Prohibiting Employment-Related Predispute Arbitration Agreements Introduced In Congress

Legislation has been introduced in Congress that would make predispute arbitration agreements in employment, consumer, and franchise disputes and disputes arising under civil rights statutes unenforceable. The legislation...more