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CFPB Officially Moves TRID Effective Date To October 3

The CFPB has issued a final rule postponing the effective date for all provisions of the TILA-RESPA Final Rule and Amendments to October 3, 2015. The final rule also includes certain technical amendments to reflect the new...more

Amendments to Section 32 of the Sale of Land Act 1962 (Vic)

The Sale of Land Amendment Act 2014 (Vic) (Act) will amend the Sale of Land Act 1962 (Vic) (SLA). The objective of the Act is to re-enact, reform and modernise the provisions relating to statements made under section 32,...more

CFPB Releases Final RESPA-TILA Integrated Disclosures Rule

On November 20, the Consumer Financial Protection Bureau released the nearly 1,900-page final RESPA-TILA Integrated Disclosures Rule. The rule will be effective for applications received on or after August 1, 2015. The...more

Insurance Recovery Law -- Nov 14, 2013

In A New York State Of Mind . . . For Expanded Vandalism Coverage - Why it matters: Property owners in New York with coverage for vandalism will be pleased with the Georgitsi Realty LLC v. Penn-Star Insurance Company...more

A Familiar Shadow: Anticipating CFPB’s Impact On Commercial Lending

The July 2013 issue of the “Mortgage Banking” magazine focuses on the Consumer Financial Protection Bureau (or “CFPB”). The coverline is this: “CFPB – A Powerful New Overseer.”...more

New State Bill Aims To Make Solar Power A Reality For Renters

Homeowners and renters in California may soon be able to access solar or other renewable energy from community based self-generation programs as an alternative to the power grids offered by the state’s three major public...more

Barofsky: Don't Believe Hype About $25B Mortgage Settlement [Video]

March 15 (Bloomberg Law) -- The $25 billion mortgage settlement between lenders and state attorneys general won't help nearly as many people as its touted to, Neil Barofsky, the former Special US Treasury Department Inspector...more

Dampened Dreams

A review of the Myriad of Issues Facing Foreclosures in light of HAMP....more

The Ebbs and Flows of Pre-Sale Litigation

The law relating to pre-sale litigation continues to evolve.  With a recent judgment granting purchasers rescission of purchase and sale agreements years after completion, it is time to provide an update on the latest...more

A Practical Guideline for Retail Leasing in China

While retail sales in China are growing by around 18% annually, China has become the world’s fastest-growing retail market, and maybe one day be the biggest. Foreign chains from different sectors are piling in. For most...more

Oh My, Oh MERS! NY Bankruptcy Judge Rules That Mortgage Electronic Registration Systems (MERS) Lacks Right To Assign Mortgages

First the robo-signing controversy. Then the U.S. Bank v. Ibanez ruling. Now the next bombshell ruling in the foreclosure mess has just come down fr0m a New York federal bankruptcy judge. The case is In Re Agard (click...more

Dodd-Frank Wall Street Reform and Consumer Protection Act

Dodd-Frank Wall Street Reform and Consumer Protection Act Makes Changes to the Federal Protecting Tenants at Foreclosure Act of 2009 On July 21, 2010, the President signed the federal Wall Street Reform and Consumer...more

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